Satellite Tv And Equipment Supplier (Ex. Installation) Insurance

Insurance for supply-only satellite TV equipment businesses where fitting, installation and work at height are excluded.

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Supply-only insurance for satellite TV equipment businesses

Satellite TV equipment suppliers excluding installation can need cover shaped around stock, product liability, trade counter activity, customer advice, delivery, imported products and goods in transit.

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Insurance for Satellite TV Equipment Suppliers Ex Installation

This page is for businesses supplying satellite dishes, receivers, LNBs, brackets, poles, wall mounts, splitters, amplifiers, signal meters, cabling, connectors, fixings and related installation materials, but not fitting or installing them.

The policy should make clear that installation, roof access, ladder work, drilling, mounting and working at height are excluded. If those activities are undertaken, a satellite TV installers or contractor policy should be reviewed instead.

Who This Page Is For

  • Supply-only satellite TV equipment suppliers, retailers and trade counters.
  • Businesses selling dishes, receivers, LNBs, brackets, cabling, fixings and signal equipment.
  • Suppliers holding stock in shops, units, warehouses, vans or temporary storage.
  • Businesses offering delivery, product advice, specification support or contractor supply accounts.

What Cover Can Include

  • Public liability for injury or property damage linked to premises, deliveries or trade counters.
  • Products liability for supplied satellite dishes, receivers, brackets, cabling, fixings and components.
  • Employers' liability for staff, drivers, warehouse workers and supervised workers.
  • Stock, contents, goods in transit, business interruption and commercial vehicle cover.
  • Professional indemnity where technical advice, specifications or system recommendations are provided.

Keeping Installation Excluded

If the business starts fitting dishes, attending roofs, drilling external walls, installing brackets, aligning systems or working from ladders, the trade description should be reviewed before that work begins. Those activities can change the liability, tools and height-work exposure.

Satellite TV equipment supplier ex installation insurance

Insurer Questions

  • Is installation, fitting and work at height fully excluded?
  • What satellite TV equipment and components do you supply?
  • Do you import, rebrand or modify any products?
  • What stock values are held at premises, in vehicles or in transit?
  • Do you give technical advice on compatibility or signal performance?

Products Liability and Stock

Products liability can be important where supplied equipment or components are alleged to have caused injury, damage or financial loss. Stock values should include dishes, receivers, cabling, meters, brackets and accessories.

When Cover Needs to Change

Installation, fitting, ladder work, roof access and wall drilling should be declared separately because they move the business away from supply-only risk.

SATELLITE TV EQUIPMENT SUPPLIER EX INSTALLATION INSURANCE FAQS

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What does satellite TV equipment supplier ex installation insurance cover?

It can include public liability, products liability, employers' liability, stock, goods in transit, business contents, commercial vehicle, business interruption and legal expenses for supply-only activity.

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What does ex installation mean?

It means installation, fitting, roof access, ladder work and working at height are excluded from the declared trade and should be insured separately if undertaken.

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What information helps insurers quote?

Insurers usually ask what satellite TV products are supplied, whether goods are imported or rebranded, stock values, premises, deliveries, technical advice, staff numbers, turnover and claims history.