Aerial Supplying Insurance

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Insurance for businesses supplying TV aerials, satellite equipment, masts, brackets, cabling, fixings and related materials to installers, contractors, retailers or end customers.

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Contractor and supplier insurance for aerial equipment

Aerial suppliers can need cover shaped around product liability, stock values, delivery, installation materials, customer advice, imported equipment and whether any fitting or work at height is also undertaken.

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Aerial Suppliers

Aerial supplying insurance is for businesses supplying TV aerials, satellite dishes, receivers, masts, brackets, poles, fixings, cables, amplifiers, splitters, connectors and related installation materials. It can suit trade suppliers, small wholesalers, retailers, online sellers and contractors who supply parts alongside fitting work.

The right policy should make clear whether the business is supply-only, gives technical advice, imports or rebrands equipment, delivers to sites, or also installs aerials and satellite systems. Those details can change the product, public liability and contractor risk profile.

Who This Page Is For

  • Businesses supplying TV aerials, satellite dishes, cabling, brackets, poles and fittings.
  • Trade counters, wholesalers, retailers and online sellers supplying aerial installation materials.
  • Contractors who supply aerial equipment to customers as part of wider installation projects.
  • Suppliers holding stock in shops, units, warehouses, vans or temporary site storage.

What Cover Can Include

  • Public liability for injury or property damage linked to premises, deliveries, trade counters or site visits.
  • Products liability for aerials, satellite equipment, brackets, cabling or supplied components.
  • Employers' liability where staff, drivers, warehouse workers or supervised workers are employed.
  • Stock, tools, goods in transit, business contents, business interruption and commercial vehicle cover.
  • Professional indemnity where technical advice, specifications or installation recommendations are provided.

Supplying, Advising and Installing

Supply-only businesses usually present differently from aerial erectors. If you fit supplied equipment, work at height, drill external walls, access roofs, install masts or advise on system design, insurers will usually need those activities declared because they can increase liability, tools, height-work and contract exposure.

Aerial supplying insurance

Insurer Questions

  • Do you supply only, or also install aerials and satellite equipment?
  • Do you import, rebrand or specify products for customer projects?
  • What stock values are held at premises, in vehicles or in transit?
  • Do you give technical advice on compatibility, mounting or signal performance?
  • Do any contracts require higher liability, product liability or PI limits?

Products Liability and Stock

Products liability can be important where a supplied item is alleged to have caused damage, injury or financial loss. Stock cover can be reviewed for aerials, dishes, receivers, amplifiers, poles, brackets, fixings, cables, test equipment and goods held for trade supply.

Work at Height and Installation Exposure

If the business also erects aerials, fits brackets, works on ladders or attends roofs and chimneys, the policy should reflect contractor work at height. That exposure may need aerial erecting insurance rather than a supply-only presentation.

Related Contractor Pages

AERIAL SUPPLYING INSURANCE FAQS

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What does aerial supplying insurance cover?

It can include public liability, products liability, employers' liability, stock, tools, goods in transit, business interruption, commercial vehicle and legal expenses depending on the supply and installation activities.

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Is aerial supplying insurance different from aerial erecting insurance?

Yes. Aerial supplying insurance is focused on supplying aerials, satellite equipment, masts, brackets, cabling and related parts. Aerial erecting insurance is usually needed where the business also installs, fixes or works at height.

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Do aerial suppliers need products liability?

Products liability is often important where supplied equipment, components or accessories are alleged to have caused injury, damage or financial loss.

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What information helps insurers quote?

Insurers usually need products supplied, whether any installation or advice is provided, stock values, turnover, import or own-brand exposure, premises, deliveries, staff numbers and claims history.