Aerial erecting insurance is designed for contractors who install, repair and maintain TV aerials, satellite dishes, masts and related cabling where roof access, ladders, customer property and work at height all need to be declared clearly.
Insure24 helps trades businesses compare suitable options across public liability, employers' liability, tools, contract works and wider trade risks.
Aerial erectors often work on roofs, ladders, chimneys, external walls and commercial buildings, which means insurers look closely at height exposure, access equipment, tool values and the type of premises being worked on.
The right policy can combine public liability insurance for tradesmen, employers' liability, tools cover and other contractor sections depending on whether you work alone, employ staff or use subcontractors.
This page sits within the wider tradesman insurance and contractor insurance cluster, with a specific focus on aerial installation, satellite fitting and related work at height.
Useful where aerial erectors could face third-party injury or property damage claims arising from work on site or at customer premises.
Important where loss, theft or accidental damage to tools and portable equipment could stop work immediately.
Relevant where work in progress, site materials or temporary works need protection while the job is underway.
Usually the key legal section to consider if you employ staff or use labour-only workers.
Domestic aerial installers usually need cover for work at private homes, flats and smaller residential blocks where accidental damage to roofs, walls, windows or customer property can lead to liability claims.
Satellite fitting can involve wall mounting, cabling, drilling, signal testing and work around customer property, so the policy should reflect both installation and maintenance activities.
Communal aerial systems, landlord blocks and commercial premises may bring higher contract requirements, larger property exposures and more formal evidence-of-insurance requests before work starts.
Maintenance visits can still involve work at height, roof access and allegations that existing fixtures, tiles, chimneys or cabling were damaged during attendance.
Aerial erecting is often rated differently from lighter trades because work may involve ladders, rooflines, chimneys, masts, brackets and external cabling. Insurers will usually want a clear picture of the maximum height worked at and how access is managed.
If you use towers, powered access equipment, hired-in plant or specialist access arrangements, these should be declared so the policy reflects the way jobs are actually carried out.
Signal meters, ladders, drills, fixings, test equipment and van-carried tools can be expensive to replace and may be essential for booked jobs.
Tools cover can be reviewed alongside public liability so that theft from vehicles, storage arrangements and overnight conditions are understood before a claim happens.
If anyone works for you, insurers need to know whether they are employees, labour-only subcontractors or bona fide subcontractors carrying their own insurance.
Employers' liability is normally a legal requirement when you employ staff, and it can also be relevant for some labour-only subcontractor arrangements.
A customer alleges that roof tiles were cracked while an aerial was installed, leading to a property damage claim.
A bracket, tool or item of equipment falls from height and damages a vehicle, glazing or another part of the customer's property.
Signal testing equipment, drills and access tools are stolen from a locked van, causing replacement costs and disruption to planned work.
Buyers comparing this page with the wider tradesman insurance page can then move into Electrician Insurance and Air Conditioning Installation Insurance to compare similar trade risks before choosing a policy structure.
If the main concern is the cover modifier rather than the trade alone, it is also worth reviewing Self Employed Tradesman Insurance so liability, tools, subcontractor or price-led questions are resolved in context.
Use the quote route if you already know the structure you need, or call if you want broker help comparing public liability, tools cover, subcontractor exposure and trade-specific pricing.
The cost of aerial erecting insurance depends on the height worked at, whether work is domestic or commercial, turnover, claims history, tools and access equipment values, liability limits and whether any employees or subcontractors are used.
£10+
Often the starting point where the trade profile is lighter and cover needs are straightforward.
£25+
Premiums often rise with staff, wider tools cover and higher public liability requirements.
Setup-led
Declared activities, labour setup and tool or materials values usually shape the quote.
Insure24 brings together UK commercial specialists with 20+ years of combined experience across trade and construction risks, access to leading insurers, and practical broker support shaped around how each trade really operates.
Aerial Erecting Insurance is more specific than the main tradesman insurance page and goes deeper on the risks, pricing factors and cover sections that matter most to aerial and satellite installers.
Public liability is often the core section, but many buyers also need tools cover, contract works, stock, plant or employers' liability depending on how the business operates.
For many trades, the practical buying question is not whether liability matters, but whether a theft, damaged kit or unfinished work would also create a serious interruption risk.
Aerial Erecting Insurance matters because one liability claim, one theft or one problem on site can interrupt work quickly and put pressure on cash flow, contracts and customer relationships.
Use these links to move between the main tradesman insurance page, related trade pages and supporting commercial pages that help you compare the right cover structure.
Return to the main tradesman insurance page for broader cover and supporting links.
View pageUseful where the risk is better framed as a wider construction-trades placement.
View pageHelpful for broader public liability comparisons around site-based work.
View pageAerial Erecting Insurance can include public liability, employers' liability where needed, tools and equipment cover, stock and materials, contract works and other sections depending on how the aerial and satellite installers business operates.
Public liability insurance is not always a legal requirement, but it is commonly expected by clients, sites and principal contractors and is often one of the most important covers for working trades.
Yes. Many trades policies combine liability and tools cover, although theft conditions, van storage rules and site-security requirements will matter.
If the business has employees or certain labour-only workers, employers' liability is usually the key compulsory section to review.
Use the Insure24 quote route or call 0330 127 2333 and we can review the type of work you do and the cover sections you may need.
Contact Insure24 to compare cover that matches the work profile, the tools and materials at risk, and the liability requirements that matter to this business.
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