Remotely-Operated Vehicles Insurance

We cover all types of ROVs including underwater inspection vehicles, work-class ROVs, observation ROVs, aerial drones, ground-based robots, and autonomous underwater vehicles (AUVs). Coverage extends to all associated equipment including cameras, sensors, manipulators, and control systems.

Yes, our ROV insurance provides comprehensive worldwide coverage including territorial waters, international maritime zones, and cross-border operations. We understand that ROV projects often span multiple jurisdictions and our policies are designed to provide seamless protection regardless of location.

Coverage limits are tailored to your specific equipment values and operational requirements. We can provide coverage from £100,000 for smaller ROV systems up to £50 million+ for large fleet operations or high-value work-class ROVs. Limits are determined based on replacement costs and operational exposure.

Our standard policies cover operations to depths of 6,000 meters. For ultra-deep operations beyond this depth, we can arrange specialist coverage through our marine underwriters. There are no restrictions for shallow water, coastal, or inland waterway operations.

Yes, coverage extends to ROV operations conducted from support vessels, including launch and recovery operations, deck operations, and transit between sites. We can also arrange coverage for the support vessel itself if required.

We provide specialist coverage for prototype, experimental, and research ROVs. These policies are individually underwritten based on the specific technology, operational parameters, and risk profile of the experimental system.

Yes, our policies include coverage for software corruption, data loss, and cyber incidents affecting ROV control systems. This includes the cost of data recovery, system restoration, and business interruption resulting from cyber events.

We offer 24/7 claims reporting with initial response within 4 hours. For equipment losses, we can arrange emergency replacement equipment while claims are processed. Most straightforward claims are settled within 10-15 working days.

Absolutely. We offer both annual fleet policies and project-specific coverage for individual contracts. Project policies can be tailored to specific operational requirements, locations, and timeframes.

We'll need details of your ROV equipment (make, model, value), operational areas, typical project types, safety procedures, operator qualifications, and claims history. Our specialists will guide you through the information required.

Standard exclusions include military operations, nuclear facilities, and operations in war zones. Some high-risk activities may require specialist underwriting. We'll discuss any specific exclusions during the quotation process.

Yes, we provide access to risk assessment services, safety protocol reviews, and operator training recommendations. These services can help reduce premiums and improve operational safety.

Yes, policies can be easily amended to include new equipment purchases. We offer automatic coverage for new acquisitions up to agreed limits, with formal inclusion processed within 48 hours.

Training operations are covered under our standard policies, including operator training, equipment familiarization, and certification programs. We understand that training is essential for safe operations.

Yes, we provide comprehensive coverage for environmental monitoring, marine research, archaeological surveys, and scientific expeditions using ROV technology.

Our business interruption coverage includes protection for weather-related delays that prevent ROV operations, subject to policy terms and waiting periods.

Yes, we offer specialist coverage for ROV rental companies, including coverage for equipment hired out to third parties and liability protection for rental operations.

We provide coverage for fully autonomous and semi-autonomous ROV operations, including AI-controlled systems and unmanned missions, subject to appropriate safety protocols.

We don't impose blanket age restrictions, but older equipment may require survey or condition reports. Well-maintained older ROVs can still receive comprehensive coverage.

Equipment modifications and upgrades are covered provided they're reported to us. Significant modifications may require policy amendments to ensure adequate coverage limits.

We provide 24/7 emergency support including immediate claims reporting, emergency equipment sourcing, and access to specialist marine lawyers for complex incidents.

ROV insurance costs typically range from £2,000-£15,000 annually depending on equipment value, operational scope, and risk profile. Small inspection ROVs may cost 2-4% of equipment value annually, while large work-class ROVs operating in high-risk environments may cost 6-10%. Project-specific policies can range from £500-£5,000 per project depending on duration and complexity.

While underwater ROVs and aerial drones have different risk profiles, they can often be covered under a single comprehensive policy. Underwater ROVs face marine-specific risks like pressure damage and collision with subsea structures, while aerial ROVs require aviation liability coverage. We can structure policies to cover both types efficiently.

While not legally mandatory in all jurisdictions, ROV insurance is typically required by clients, port authorities, and vessel operators. Many contracts specify minimum insurance requirements, and professional indemnity coverage is often mandatory for survey and inspection work. Public liability insurance is essential for operations near third-party property.

Total loss coverage includes the full replacement cost of lost ROVs plus associated equipment. We cover losses due to tether failure, collision, entanglement, theft, and equipment malfunction. Claims are typically settled based on current replacement value, and we can arrange emergency equipment rental while claims are processed.

Training costs aren't typically covered under standard policies, but we may contribute to training expenses following a claim if retraining is required. However, having certified pilots and documented training programs can significantly reduce premiums and may be required for coverage.

Yes, pipeline inspection is a core coverage area. This includes inspection of oil and gas pipelines, water mains, sewer systems, and subsea cables. Coverage extends to professional indemnity for inspection reports, equipment damage from pipeline contact, and liability for any damage caused to pipeline infrastructure.

Offshore wind farm operations are fully covered including turbine foundation inspections, cable laying and maintenance, scour monitoring, and environmental assessments. We understand the specific risks of working around rotating machinery and high-voltage subsea cables in challenging marine environments.

Yes, we provide specialist coverage for polar operations including ice-covered waters, extreme cold conditions, and extended remote deployments. These policies account for the additional risks of ice damage, extreme weather delays, and limited rescue capabilities in polar regions.

Salvage operations and wreck surveys are covered with appropriate terms. This includes historical wreck investigation, commercial salvage support, evidence recovery, and archaeological surveys. Coverage extends to the unique risks of working around unstable structures and potentially hazardous materials.

Infrastructure inspection work requires comprehensive professional indemnity coverage plus equipment protection. We cover the specific risks of working near critical infrastructure including potential structural damage claims, public safety liability, and the consequences of missing critical defects in inspection reports.

Yes, we provide coverage for operations in contaminated environments including chemical spill sites, sewage treatment facilities, and industrial discharge areas. Policies include equipment decontamination costs and enhanced liability protection for environmental exposure risks.

ROV manufacturers need product liability coverage, professional indemnity for design services, and coverage for demonstration operations. We can arrange comprehensive policies covering manufacturing defects, design errors, and liability for equipment sold to third parties.

Port and harbor operations are fully covered including hull inspections, propeller surveys, dock inspections, and debris removal. We understand the specific risks of working in busy commercial ports with vessel traffic, pollution risks, and strict operational timeframes.

R&D operations receive specialist coverage including prototype testing, experimental procedures, and technology development. Policies are tailored to cover the unique risks of unproven technology while supporting innovation in the ROV industry.

Absolutely. Inland waterway operations including rivers, lakes, reservoirs, and canals are covered. This includes dam inspections, bridge surveys, environmental monitoring, and archaeological work in freshwater environments with their own specific risk profiles.

Nuclear facility work requires specialist underwriting due to the unique risks involved. We can arrange coverage for inspection work at nuclear power plants, waste storage facilities, and decommissioning projects through our specialist nuclear insurance partners.

Aquaculture ROV operations including fish farm inspections, net maintenance, and environmental monitoring are covered. Policies account for the risks of working around live fish stocks, feeding systems, and the potential for disease transmission or stock losses.

Marine archaeology work is fully covered including historical site surveys, artifact recovery, and cultural heritage assessments. We understand the unique requirements of working with irreplaceable historical materials and the need for specialized handling procedures.

Emergency response work including search and rescue support, disaster assessment, and crisis management operations are covered with appropriate terms. Policies account for the urgent nature of emergency work and the potential for operations in hazardous conditions.

Yes, seasonal policies are available for operations that only run during specific months, such as summer research seasons or winter storm response. Seasonal policies can provide significant cost savings compared to annual coverage while maintaining full protection during active periods.

AI-enabled ROV operations are covered including machine learning navigation systems, automated inspection protocols, and autonomous decision-making capabilities. Policies are structured to address the unique liability issues associated with AI-controlled systems.

New ROV operators need comprehensive coverage from day one including equipment protection, liability coverage, and professional indemnity. We offer startup-friendly policies with flexible payment terms and coverage that grows with your business as you gain experience and expand operations.

Yes, we offer fleet discounts for multiple ROV units, multi-year policy discounts, and reduced rates for operators with excellent safety records. Professional certifications, safety training, and risk management programs can also qualify for premium reductions.

Claims require incident reports, equipment damage assessments, operational logs, weather reports, and photographic evidence where possible. For liability claims, we'll need third-party damage reports and correspondence. Our claims team will guide you through the specific documentation required for your claim type.

Operations in disputed territorial waters require specialist underwriting and may involve additional premiums or exclusions. We work with specialist marine insurers to provide coverage where legally permissible, always ensuring compliance with international law and sanctions.