Management Liability & Directors’ Insurance for Pubs

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Protection for pub owners, directors and managers against legal, regulatory and financial claims

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

We compare management liability quotes from leading pub insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

MANAGEMENT LIABILITY INSURANCE FOR PUB OWNERS & DIRECTORS

Running a pub involves far more than day-to-day trading. Directors, owners and senior managers make decisions that expose them personally to legal and financial risk. Claims can arise from employees, regulators, investors, suppliers and even customers.

Management Liability (also known as Directors & Officers Insurance) protects pub owners, directors and managers against claims alleging wrongful acts, mismanagement, regulatory breaches or employment disputes.

What Does Management Liability Insurance Cover?

  • Directors’ & Officers’ (D&O) Liability
  • Employment Practices Liability
  • Regulatory investigation costs
  • Health & safety prosecutions (defence costs)
  • Breach of duty or mismanagement claims
  • Legal defence costs and settlements
  • Claims from employees, shareholders or regulators
CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Common Management Liability Risks in Pubs

  • Unfair dismissal or discrimination claims
  • Wage, hours or holiday pay disputes
  • Health & safety investigations
  • Licensing or regulatory breaches
  • Financial mismanagement allegations
  • Failure to comply with employment law
  • Claims against individual directors or managers

Who Needs Management Liability Insurance?

  • Limited company pubs
  • Pub companies with directors or shareholders
  • Multi-site pub operators
  • Pubs employing staff
  • Pubs subject to licensing regulation
  • Growing or expanding pub businesses

Why Arrange Management Liability Insurance with Insure24?

  • Specialist pub & hospitality insurance expertise
  • Cover tailored to pub management risks
  • Access to leading UK insurers
  • Advice on employment and regulatory exposures
  • Support when claims or investigations arise
CALL FOR EXPERT ADVICE
GET A QUOTE NOW

FREQUENTLY ASKED QUESTIONS

+-Is management liability insurance the same as public liability?

No. Management liability covers claims against directors and managers, whereas public liability covers injury or damage to third parties.

+-Does this cover employment tribunal claims?

Yes. Employment practices liability usually covers defence costs and settlements arising from employment disputes.

+-Are individual directors personally protected?

Yes. Directors and officers are typically protected in their personal capacity under the policy.

+-Is management liability legally required?

No, but it is strongly recommended for any pub operating as a limited company or employing staff.

+-How quickly can management liability cover start?

In many cases, cover can begin immediately once your policy is arranged and payment is confirmed.

Related Blogs