Glass Breakage & Fixtures Insurance for Pubs

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Specialist cover for pub windows, doors, mirrors, bar fittings and fixed glass

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  • Allianz
  • Aviva
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  • RSA
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Insurance for Glass & Fixed Fixtures in Pubs

Pubs contain a significant amount of fixed glass and fragile fixtures. From front windows and entrance doors to internal partitions, mirrors, bar screens and decorative glass, breakage is one of the most frequent causes of insurance claims in licensed premises.

Glass breakage can occur accidentally during busy service periods, through vandalism, customer incidents, or as a result of weather damage. Even a single broken window or door can force a pub to close temporarily, resulting in lost income.

Insure24 provides specialist glass breakage and fixtures insurance for pubs, ensuring fast repair or replacement with minimal disruption to your business.

What Does Glass Breakage & Fixtures Insurance Cover?

Fixed Glass & Windows

  • Front and side windows
  • Internal glass partitions
  • Frosted, patterned or safety glass
  • Accidental breakage
  • Vandalism and malicious damage

Doors, Screens & Mirrors

  • Glass doors and panels
  • Mirrors and decorative glass
  • Bar screens and dividers
  • Replacement and fitting costs

Fixtures & Fixed Fittings

  • Fixed bar counters and surrounds
  • Built-in shelving and display units
  • Fixed signage and menu boards

Emergency Glazing & Security

  • Emergency boarding-up
  • Temporary security measures
  • Rapid repair to minimise downtime
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Why Glass Breakage Is a High-Frequency Pub Risk

  • High footfall and busy service periods
  • Alcohol-related customer incidents
  • Vandalism and antisocial behaviour
  • Weather damage and impact
  • Older pub buildings with large windows

Leasehold vs Freehold Considerations

Responsibility for glass and fixtures can vary depending on whether you own the pub building or operate under a lease. Many leaseholders are responsible for plate glass, internal fixtures and fittings even where the freeholder insures the structure.

Insure24 can review your lease to ensure your glass breakage insurance responsibilities are fully covered.

Why Choose Insure24 for Glass Breakage Insurance?

  • Pub insurance specialists
  • Fast access to emergency glazing services
  • Cover tailored to licensed premises
  • Competitive premiums
  • Expert claims handling

When our front window was smashed overnight, Insure24 arranged emergency repairs the same day.

Pub Manager

Frequently Asked Questions

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Is glass breakage included in standard pub insurance?

Sometimes. Many pubs add specialist glass breakage cover for faster repairs and broader protection.

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Does this cover vandalism and malicious damage?

Yes. Glass breakage insurance can cover vandalism, subject to policy terms.

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Are mirrors and internal glass covered?

Yes. Fixed mirrors, screens and internal glass are typically included.

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Does cover include emergency boarding-up?

Many policies include emergency glazing and boarding-up services.

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Can this be added to an existing pub policy?

Yes. Glass breakage cover can usually be added to an existing pub insurance policy.

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