We cover all types of property management including residential property managers, commercial facilities managers, building management companies, estate management services, and specialized property management consultants.

Professional indemnity covers claims arising from management advice errors, maintenance oversight failures, contractor selection mistakes, breach of management duties, and health and safety compliance failures.

Health and safety compliance is typically covered under professional indemnity insurance, but may require enhanced coverage limits for complex properties or high-risk management activities.

Our policies include coverage for contractor selection and supervision errors. We can also arrange contractor liability coverage to protect against damage caused by contractors you engage.

Yes, cyber liability insurance covers data breaches involving client information, system failures affecting property management systems, and GDPR compliance issues for tenant and owner data.

Professional indemnity insurance covers service charge administration errors, calculation mistakes, and disputes arising from service charge management and financial reporting.

Yes, professional indemnity covers claims arising from delayed or inadequate emergency response, including failures to coordinate urgent repairs or respond to safety incidents.

Facilities managers need comprehensive coverage including professional indemnity, public liability, employers liability, management liability, and specialized coverage for technical services and equipment.

Yes, our policies include coverage for building safety compliance failures, fire safety oversights, and claims arising from Building Safety Act requirements and regulatory investigations.

We provide scalable coverage for property managers handling multiple portfolios with appropriate coverage limits and terms for large-scale management operations.

We provide scalable coverage for property managers handling multiple portfolios with appropriate coverage limits and terms for large-scale management operations.

We typically need business details, annual turnover, property portfolio information, management services offered, staff numbers, and details of any previous claims or regulatory issues.

Standard exclusions include deliberate wrongdoing, criminal acts, trading losses, and claims arising before policy inception. Full exclusions are detailed in policy documentation provided during quotation.

Leasehold management activities can be covered under comprehensive property management insurance, but may require enhanced coverage for service charge disputes and leaseholder relationship management.

Property development management requires specialized coverage combining development risks with ongoing management responsibilities. We can arrange integrated coverage for development and management phases.

Yes, our policies include coverage for errors in selecting and supervising subcontractors, including maintenance companies, security services, and specialist property service providers.

Contact us immediately on 0330 127 2333. We provide rapid claims processing with specialists who understand property management complexities and regulatory requirements.

Yes, we provide comprehensive coverage for both residential and commercial property management with appropriate terms and coverage limits for each property type and management complexity.

Cyber liability insurance covers technology failures including property management software crashes, data loss, and system downtime affecting your management operations and client services.

We offer flexible payment terms including annual, quarterly, or monthly payment options to help manage cash flow for property management companies of all sizes.

New property managers need professional indemnity, public liability, employers liability, and cyber insurance as core coverage. We provide startup-friendly policies with competitive rates for new businesses.

Yes, we offer property risk assessments, health and safety guidance, and management procedure reviews to help minimize risks and potentially reduce insurance costs.

Property management insurance costs typically range from £500-£1,500 annually for small property managers, £1,500-£5,000 for medium companies, and £5,000-£20,000+ for large facilities management firms. Costs depend on portfolio size, property types, services offered, and coverage levels required.

Property managers are legally required to have employers liability insurance if they employ staff. While professional indemnity isn't legally mandatory, it's essential for regulatory compliance and client contracts. Public liability insurance is often required by property owner agreements.

Yes, facilities management companies typically need enhanced coverage including technical services insurance, equipment breakdown coverage, and specialized liability for mechanical and electrical services beyond standard property management insurance.

Building management companies need comprehensive coverage including professional indemnity (£1-10 million), management liability, public liability, cyber insurance, and building safety compliance coverage. Integrated policies are often most cost-effective.

Yes, property management insurance premiums are typically tax-deductible business expenses. This includes professional indemnity, public liability, cyber insurance, and management liability premiums as allowable business costs for property management companies.

Professional indemnity insurance covers property management negligence claims including maintenance oversight failures, contractor selection errors, health and safety compliance breaches, and breach of management agreement duties.

Yes, professional indemnity insurance covers fire safety compliance failures including fire risk assessment errors, fire safety equipment maintenance oversights, and claims arising from Fire Safety Order breaches in managed properties.

Residential property managers need professional indemnity, public liability, employers liability, cyber insurance, and specialized coverage for tenant management, maintenance coordination, and residential property compliance requirements.

Yes, professional indemnity insurance includes Building Safety Act compliance coverage protecting against building safety management failures, resident engagement errors, and safety case requirement breaches for high-rise buildings.

Cyber liability insurance covers property management software failures, data loss, system downtime, and technology errors affecting client services. This includes coverage for property management system crashes and data recovery costs.

Yes, professional indemnity insurance covers contractor management errors including inadequate contractor vetting, poor supervision, contractor selection mistakes, and failures in coordinating maintenance and repair work.

Commercial property managers need enhanced professional indemnity for complex commercial leases, specialized public liability for business premises, and additional coverage for commercial tenant management and business interruption advice.

Yes, professional indemnity insurance covers service charge disputes including calculation errors, budget planning mistakes, financial reporting inaccuracies, and disputes over service charge administration and transparency.

Professional indemnity insurance covers health and safety failures including legionella management errors, asbestos oversight, electrical safety compliance breaches, and gas safety management failures in managed properties.

Yes, professional indemnity insurance covers emergency response failures including delayed responses to property emergencies, inadequate emergency procedures, and failures to coordinate urgent repairs or safety responses.

Leasehold managers need specialized coverage for service charge administration, leaseholder relationship management, lease compliance, and disputes over leasehold obligations and freeholder-leaseholder relationships.

Yes, cyber liability insurance covers GDPR breaches involving tenant and property owner data, including data protection fines, breach notification costs, and regulatory investigations by the Information Commissioner's Office.

Management liability insurance covers employment disputes including wrongful dismissal claims, discrimination allegations, harassment claims, and employment practices liability for property management company staff.

Yes, professional indemnity insurance covers lift and equipment management errors including maintenance oversight failures, safety inspection oversights, and compliance breaches for lifts, boilers, and building equipment.

Professional indemnity insurance covers environmental compliance failures including waste management errors, energy efficiency compliance breaches, and environmental health and safety violations in managed properties.

Yes, professional indemnity insurance covers rent collection errors including arrears management failures, tenant payment processing mistakes, and disputes over rent collection procedures and tenant communications.

Professional indemnity insurance covers planning and development advice errors including planning permission guidance mistakes, development feasibility advice errors, and building regulations compliance failures.

Yes, professional indemnity insurance covers property valuation errors including incorrect market valuations, rental assessment mistakes, and property condition appraisal errors affecting client investment decisions.

Professional indemnity insurance covers insurance claim coordination errors including inadequate claim preparation, delayed claim notifications, and mistakes in coordinating property insurance claims for managed properties.

Yes, professional indemnity and legal expenses insurance cover tenant disputes including tenancy management errors, occupier relationship failures, and disputes over property use and occupancy agreements.

Professional indemnity insurance covers budget planning errors including financial forecasting mistakes, capital expenditure planning failures, and errors in property investment financial advice and planning.

Yes, professional indemnity insurance covers void property management errors including inadequate vacant property security, maintenance oversights during vacancy periods, and failures in void property marketing and letting.

We provide claims advocacy support and can arrange independent loss adjusters or legal representation. Our policies may include legal expenses coverage for insurance disputes, helping challenge declined claims through proper appeals processes.