Goods-in-Transit Insurance

Protect plant, tools and equipment while being transported, delivered or collected

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We compare quotes from leading goods-in-transit insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Goods, Plant & Equipment in Transit

Every time plant, tools or machinery leave your yard, warehouse or depot, they are exposed to significant risk. Accidents, theft, load shifting, collision damage and handling errors can all result in costly losses before equipment even reaches site.

For plant hire businesses, tool hire companies and construction contractors, transport is an unavoidable part of operations. Standard motor insurance does not protect the goods you are carrying.

Insure24 provides specialist Goods-in-Transit Insurance designed to protect plant, machinery, tools and equipment while being delivered, collected or moved between sites across the UK.

What Goods-in-Transit Insurance Covers

  • Plant, machinery and tools in transit
  • Owned, hired or leased vehicles
  • Loading and unloading operations
  • Theft from vehicles
  • Accidental damage during transport
  • Collision and overturning losses
  • Fire and explosion
  • Temporary storage during delivery routes
  • Multiple drop and collection journeys
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Why Goods-in-Transit Insurance Is Essential

Many businesses assume that vehicle insurance automatically covers the contents being carried. In reality, motor insurance only covers damage to the vehicle itself.

  • Plant can be worth tens or hundreds of thousands
  • Tool theft from vans is a major UK crime issue
  • Even minor collisions can destroy unsecured loads
  • Customers may hold you liable for damaged equipment
  • Losses often occur during loading and unloading

Goods-in-Transit Insurance ensures your business is protected financially when the unexpected happens during transportation.

Who Needs Goods-in-Transit Insurance?

  • Plant & machinery hire businesses
  • Tool hire companies
  • Construction contractors
  • Tradespeople transporting tools
  • Event & temporary equipment hire firms
  • Businesses delivering customer-owned goods

Common Goods-in-Transit Risks

  • Vehicle break-ins and organised theft
  • Unsecured loads shifting in transit
  • Damage during crane or forklift unloading
  • Collisions and rollovers
  • Fire or fuel-related incidents
  • Weather-related damage

Why Choose Insure24

  • Specialists in plant & hire business insurance
  • Policies tailored to construction & hire risks
  • Flexible limits for high-value loads
  • Cover for own vehicles and hired vehicles
  • UK-based advisers and claims support
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FREQUENTLY ASKED QUESTIONS

+-What is goods-in-transit insurance?

Goods-in-transit insurance covers plant, tools and equipment against loss or damage while being transported, loaded, unloaded or temporarily stored during delivery journeys.

+-Does motor insurance cover goods in transit?

No. Motor insurance only covers the vehicle itself. Goods-in-transit insurance is required to protect the contents being carried.

+-Is theft from vans covered?

Theft cover is available, subject to security requirements such as locked vehicles, alarms, trackers and overnight parking conditions.

+-Does it cover loading and unloading?

Yes. Policies can include cover for damage caused during loading and unloading using cranes, forklifts or manual handling.

+-How much does goods-in-transit insurance cost?

Cost depends on vehicle type, goods carried, values, security measures and claims history. Insure24 compares specialist insurers to secure competitive pricing.

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