Construction Equipment Hire Insurance

Specialist insurance for construction plant & equipment hire businesses across the UK

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We compare quotes from leading plant & construction insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance Built for Construction Equipment Hire Businesses

Construction equipment hire businesses face unique and high-value risks. From excavators and dumpers to telehandlers, access platforms, and specialist plant, your assets are constantly exposed to theft, accidental damage, misuse, and contractual liability.

Insure24 provides tailored Construction Equipment Hire Insurance designed specifically for businesses that hire plant and machinery to contractors, developers, and construction sites throughout the UK.

What Construction Equipment Hire Insurance Covers


  • Owned construction plant & machinery
  • Hired-out equipment (on-hire & off-hire)
  • Theft from site, yard, or storage compound
  • Accidental damage and impact losses
  • Fire, flood, and vandalism
  • Public & products liability
  • Employers’ liability (legal requirement)
  • Hired-in plant liability
  • Business interruption following loss
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Who This Insurance Is Designed For

This policy is specifically arranged for UK businesses involved in the hire, rental, or leasing of construction equipment, whether short-term or long-term hire.

  • Construction plant hire companies
  • Tool & equipment hire depots
  • Heavy machinery rental firms
  • Civil engineering plant suppliers
  • Specialist access equipment hire
  • Owner-operators hiring equipment to contractors

Key Risks Facing Construction Equipment Hire Businesses

  • Plant theft from unsecured construction sites
  • Damage caused by inexperienced operators
  • Third-party injury from hired equipment
  • Contractual liability under hire agreements
  • Loss of income while machinery is repaired
  • Disputes over responsibility during hire periods

Why Choose Insure24 for Construction Equipment Hire Insurance

  • Specialist plant & construction insurance brokers
  • Cover aligned with CPA hire conditions
  • Flexible limits for high-value machinery
  • Fast quotations and expert underwriting
  • UK-based claims and support team
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FREQUENTLY ASKED QUESTIONS

+-What is Construction Equipment Hire Insurance?

Construction Equipment Hire Insurance protects businesses that hire out plant, tools, and machinery against theft, damage, liability claims, and financial losses while equipment is on hire, in transit, or stored.

+-Is hired-out plant covered while on site?

Yes. Policies can cover equipment while hired out, subject to agreed hire terms, security conditions, and responsibility clauses.

+-Do I need employers’ liability insurance?

Yes. Employers’ liability insurance is a legal requirement in the UK if you employ staff, including yard workers, delivery drivers, or mechanics.

+-Does this insurance cover theft from construction sites?

Theft cover is available, but security requirements such as immobilisers, trackers, fencing, and overnight storage conditions may apply.

+-How much does construction equipment hire insurance cost?

Premiums depend on the value of your plant, hire turnover, security measures, claims history, and level of cover required. Insure24 compares multiple insurers to find the best value policy.

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