Agricultural Equipment Hire Insurance

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Specialist insurance for agricultural machinery & farm equipment hire businesses

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We compare quotes from leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance Built for Agricultural Equipment Hire Businesses

Hiring out agricultural machinery comes with a unique set of risks that standard business or shop insurance rarely covers correctly. From tractors and telehandlers to sprayers, seed drills, trailers and harvest equipment, agricultural plant is high-value, frequently mobile, and often used in demanding environments.

Agricultural Equipment Hire Insurance from Insure24 is designed specifically for UK businesses that hire farm machinery and agricultural plant to farmers, estates, contractors and rural businesses. Cover can be tailored to protect your equipment on-site, off-site, in transit and during seasonal peaks.

What Does Agricultural Equipment Hire Insurance Cover?

  • Hired-Out Plant & Machinery – Cover for loss, theft or damage while equipment is on hire.
  • Public Liability Insurance – Protection against injury or property damage claims.
  • Employers’ Liability Insurance – Mandatory cover for staff working with machinery.
  • Stock & Equipment at Premises – Protection for machinery stored at yards or depots.
  • Goods in Transit – Cover while machinery is delivered or collected.
  • Business Interruption – Loss of income following insured damage.
  • Theft & Vandalism – Including rural theft and forced entry.
  • Accidental Damage – Sudden and unforeseen damage events.
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Types of Agricultural Equipment Commonly Insured

  • Tractors and compact tractors
  • Telehandlers and loaders
  • Harvesters and balers
  • Seed drills and planters
  • Sprayers and spreaders
  • Trailers and attachments
  • Tillage and cultivation equipment
  • Grassland and livestock machinery

Policies can be structured to reflect equipment value, hire duration, seasonal usage, security requirements and operator conditions.

Key Risks Facing Agricultural Hire Businesses

  • High theft risk in rural and remote locations
  • Equipment damage during intensive seasonal use
  • Third-party injury caused by hired machinery
  • Employee injuries during loading or maintenance
  • Weather-related losses and access issues
  • Delayed returns or non-returned machinery

Why Choose Insure24 for Agricultural Hire Insurance?

  • Specialists in plant & machinery insurance
  • Access to agricultural-experienced insurers
  • Cover tailored to seasonal hire patterns
  • Fast quotations and expert advice
  • UK-based claims support
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FREQUENTLY ASKED QUESTIONS

+-What is Agricultural Equipment Hire Insurance?

It is specialist insurance designed to protect businesses that hire agricultural machinery against damage, theft, liability claims and loss of income.

+-Is machinery covered while off-site?

Yes, cover can apply while equipment is hired out and used away from your premises, subject to policy terms and security conditions.

+-Do I legally need Employers’ Liability?

Yes. If you employ staff, Employers’ Liability Insurance is compulsory in the UK.

+-Can seasonal hire businesses be insured?

Yes. Policies can be tailored to reflect seasonal peaks and fluctuating hire activity.

+-How much does Agricultural Equipment Hire Insurance cost?

Premiums depend on machinery value, turnover, security, hire exposure and claims history. Insure24 compares quotes from specialist insurers to find competitive cover.

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