Your tools, equipment and plant are the backbone of your painting and decorating business. Without them, work stops - and income stops with it.
Tools, Equipment & Owned Plant Insurance from Insure24 is designed specifically for painters and decorators who rely on ladders, spray units, power tools, access equipment and specialist machinery to complete jobs safely and efficiently.
Whether you are a sole trader, small business or limited company painter and decorator, this cover protects your equipment against theft, accidental damage and loss - at home, in transit or on site.
Cover for everyday tools used by painters and decorators, including both hand tools and powered equipment.
Ladders and access equipment are among the most stolen and damaged items on site.
Owned plant refers to higher-value machinery and equipment owned outright by your business. These items often fall outside standard tools cover and require specialist insurance.
Cover applies when tools are stored at your home, garage, workshop or business premises, subject to security conditions.
Tools and plant can be insured while being transported between jobs or while left on site during working hours.
Tool theft is one of the most common claims for tradespeople in the UK. A single incident can result in thousands of pounds in losses and days or weeks of missed work.
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