Theft & Vandalism Insurance for Painters & Decorators

Protection for tools, equipment and materials stolen or damaged at sites, in vans or storage

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Theft & Vandalism Cover for Decorating Tools and Equipment

Tools and equipment are one of the biggest investments for any painting and decorating business. Unfortunately, they are also a prime target for theft and vandalism - whether left on site, stored in vans overnight, or kept in lockups and garages.

Insure24 arranges specialist theft and vandalism insurance for painters and decorators, protecting tools, spraying equipment, access gear and materials against loss or damage.

What Does Theft & Vandalism Insurance Cover?

Tool Theft


  • Theft from locked vans
  • Break-ins at job sites
  • Theft from storage units or lockups
  • Forced entry requirements met

Vandalism & Malicious Damage


  • Deliberate damage to tools
  • Equipment sabotage on site
  • Graffiti or malicious damage
  • Repair or replacement costs

Portable & High-Value Equipment


  • Paint spraying units
  • Scaffolding and access equipment
  • Power tools and specialist kit
  • Owned and hired-in equipment

Business Continuity


  • Quick replacement of stolen tools
  • Reduced downtime after theft
  • Optional hire costs cover
  • Support following incidents

Where Are Tools & Equipment Covered?


  • Inside locked vans
  • At active job sites
  • In storage units and lockups
  • At workshops or home garages

Typical Theft & Vandalism Cover Limits


  • £2,500 – £10,000 for small tool sets
  • £25,000+ for professional equipment
  • Single item limits apply
  • Security conditions must be met

Why Arrange Theft & Vandalism Insurance with Insure24?


  • Trade-specific underwriting
  • Flexible cover limits
  • Competitive premiums
  • Fast documentation
  • Claims support when theft occurs

FREQUENTLY ASKED QUESTIONS

+-Are tools covered if stolen from my van overnight?

Yes, provided approved locks, alarms and overnight security conditions are met.

+-Is accidental loss covered?

Theft and vandalism cover protects against loss caused by criminal acts, not accidental loss.

+-Are hired-in tools covered?

Yes, hired-in tools can be included subject to policy terms.

+-Do I need proof of ownership?

Insurers usually require receipts, serial numbers or asset registers for claims.

+-How quickly can cover start?

In many cases, cover can start the same day once details are confirmed.

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