If you work as a painter and decorator subcontractor, your insurance requirements are very different from domestic sole traders. Main contractors, developers and site managers typically insist on minimum levels of public liability cover, proof of insurance documents and compliance with site health and safety rules.
Insure24 provides specialist painter and decorator subcontractor insurance that protects you while working on construction sites, commercial refurbishments and large-scale projects - helping you stay compliant, win contracts and protect your income.
Public liability insurance is mandatory for most subcontractors. It protects you if your work causes injury to third parties or damages property on site.
Subcontractors rely heavily on their own tools and equipment. Tools insurance protects against theft, loss or damage on site, in transit or from locked vehicles.
If you’re injured and unable to work, personal accident insurance provides financial support, helping cover lost income while you recover.
If you hire labourers, mates or apprentices - even casually - employers’ liability insurance is a legal requirement in the UK.
Painter and decorator subcontractors face higher-risk environments than domestic decorators. Our policies are designed to meet site conditions and principal contractor requirements.
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