If you’re a self-employed painter and decorator, your business depends on your reputation, your tools, and your ability to work without interruption. One accident, allegation, or theft can stop your income overnight.
Insure24 provides specialist sole trader painter & decorator insurance designed specifically for individuals working under their own name - whether you’re decorating domestic homes, rental properties, retail units, or commercial sites.
Public liability insurance is essential for sole trader painters and decorators. It protects you if your work causes injury to a third party or damage to someone else’s property.
Your tools are your livelihood. If they’re stolen from a van, site, or home, replacing them can be costly and delay jobs.
As a sole trader, there’s no legal separation between you and your business. If a claim is made against you, your personal assets could be at risk.
Insurance for sole traders is typically very affordable. Premiums depend on your turnover, type of work, and level of cover.
Many sole trader painters and decorators pay from just a few pounds per week for public liability cover.
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