Many painters and decorators rely on hired equipment to complete jobs efficiently and safely. Access platforms, scaffolding, spray machines and specialist tools are expensive to replace - and when you hire them, you’re usually contractually responsible for loss or damage.
Hired-in plant & equipment insurance protects you against unexpected repair or replacement costs, helping you meet hire agreement conditions and avoid costly disputes with hire companies.
Covers accidental damage to hired plant and equipment while in your care, custody or control, whether on site or in use.
Protects against theft of hired-in plant from construction sites, locked compounds or secured vehicles, subject to security requirements.
Covers loss or damage caused by fire, arson or malicious acts while hired equipment is on site or in temporary storage.
Most hire agreements make you fully responsible for the equipment. This cover helps meet those contractual obligations.
Hired-in plant insurance can be tailored to the specific equipment you use on site.
Without hired-in plant insurance, you could be personally liable for thousands of pounds if hired equipment is damaged or stolen - even if the incident wasn’t your fault.
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