Painter and decorator insurance provides essential protection - but like all insurance policies, it includes exclusions. These exclusions define situations, activities or losses that insurers will not cover.
Understanding exclusions helps you avoid uninsured losses, comply with policy conditions and ensure your cover is suitable for the type of decorating work you undertake.
Insurance does not cover the cost of fixing your own poor workmanship. Resulting damage may be covered, but the defective work itself is excluded.
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