If your painting and decorating business is forced to stop trading, your bills don’t stop - but your income does. Business Interruption Insurance (also known as Loss of Income Insurance) is designed to protect your earnings following an insured event that disrupts your ability to work.
Insure24 provides specialist business interruption cover for painters and decorators, ensuring you can continue to pay yourself, cover overheads, and keep your business afloat while repairs or recovery take place.
This cover is particularly important for tradespeople who rely on continuous work and steady cashflow to meet personal and business commitments.
Business interruption insurance covers loss of income and ongoing expenses if your painting and decorating business is interrupted due to insured damage.
If you cannot work following damage to your premises, equipment or essential tools, this policy replaces lost income during the recovery period.
Even when work stops, expenses often continue. Business interruption cover helps meet these costs.
Business interruption cover is suitable for painters and decorators operating as:
The indemnity period is the length of time your income is protected following a claim. Choosing the right period is critical.
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