Accidental damage and property risks insurance protects painters and decorators against unintentional damage caused to client property while work is being carried out. This includes floors, windows, fixtures, fittings, furniture and high-value finishes.
Painting and decorating work is inherently close-contact. Spills, splashes, ladder impacts, overspray and dropped tools can easily result in costly claims - especially in residential, commercial and heritage properties.
Even experienced decorators make mistakes. Without adequate accidental damage cover, you could be personally responsible for repair or replacement costs - which can run into tens of thousands of pounds on premium properties.
Accidental damage claims are among the most frequent claims made by decorators, particularly on high-end residential and commercial projects.
A single accidental damage claim could have wiped out our profit. Insure24 made sure we were fully protected.
Director – Painting Contractor, UKIs accidental damage covered under public liability insurance?
Does it cover damage to high-value properties?
Are accidental damage claims common?
How much cover should I have?
How quickly can cover be arranged?
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