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INSURANCE DESIGNED FOR CNC & PRECISION MANUFACTURERS
CNC machining and precision fabrication businesses operate in one of the highest-risk manufacturing environments. Tight tolerances, high-value machinery, contractual obligations and downstream product liability exposures mean a single error can result in substantial financial loss.
Insure24 provides specialist CNC machining and precision fabrication insurance, tailored to workshops, production facilities and advanced engineering operations across the UK.
What Does CNC Machining Insurance Cover?
- Public & Products Liability for defective machined components
- Professional Indemnity for design, tolerances and specification errors
- CNC Machinery Breakdown & electrical/mechanical failure
- Business Interruption following machine downtime
- Employers’ Liability for workshop staff
- Tooling, jigs, fixtures and calibration equipment cover
- Fire, flood and property damage to workshops and factories
- Goods in Transit for high-value components
Why CNC Machining Businesses Need Specialist Insurance
CNC machining and precision fabrication are fundamentally different from general manufacturing. You are often working to micron-level tolerances, producing components that are integral to aerospace, automotive, medical, defence and industrial systems.
A minor programming error, tool wear issue or calibration drift can render an entire production run unusable, trigger contractual penalties, or lead to expensive recalls. Standard manufacturing insurance rarely addresses these exposures adequately.
Key Risk Areas in CNC & Precision Fabrication
- CNC programming and setup errors
- Tolerance failures and non-conforming parts
- Tool breakage, wear and measurement drift
- Machine downtime halting production schedules
- Product failure once integrated into assemblies
- High-value scrap and re-manufacture costs
- OEM contractual penalties and rejection clauses
Insure24 works with underwriters who understand CNC processes, enabling policies that respond correctly when issues arise - rather than relying on exclusions.
FREQUENTLY ASKED QUESTIONS
+-Do CNC machining businesses need professional indemnity insurance?
Yes. CNC and precision fabricators often assume responsibility for tolerances,
drawings, materials and specifications. Professional indemnity covers claims arising
from design errors, tolerance failures and incorrect machining instructions.
+-Does product liability cover defective machined components?
Yes. Product liability insurance covers injury, property damage and financial loss
caused by defective CNC-manufactured components once they leave your control.
+-Is CNC machine breakdown insurance essential?
Absolutely. CNC machines are capital-intensive and central to production.
Breakdown cover protects against sudden mechanical, electrical or control system
failure and can include loss of income.
+-Are tooling and fixtures covered?
Specialist policies can include tooling, jigs, fixtures, moulds and calibration
equipment - items often excluded under standard property insurance.
+-Does insurance cover rejected batches or scrap?
Some policies can extend to cover re-manufacture costs and contractual rejection
risks, subject to underwriting and quality controls.
+-Can small CNC workshops get this cover?
Yes. We arrange cover for sole-trader CNC machinists, small workshops and
multi-site precision manufacturing operations.
+-Does this cover aerospace or medical machining?
Yes. We work with insurers experienced in aerospace, medical and regulated
precision engineering sectors, including ISO-driven environments.
+-How quickly can I get a quote?
Indicative quotes are often available within 24–48 hours, depending on complexity,
machinery values and contract exposure.