Product Recall & Product Defect Liability Insurance

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Protect your business against defective product claims and recall costs

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We arrange cover for product recall and defect liability with leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

KEY COVER AREAS FOR PRODUCT RECALL & DEFECT LIABILITY

Who Needs This Insurance?

Manufacturing businesses, distributors and importers whose products could cause harm or require recall due to defects or regulatory compliance issues.

What Does Product Recall & Defect Liability Insurance Cover?

Protection for costs and liabilities arising from defective products or recall events.


  • Costs of recalling defective products from the market
  • Compensation to customers or third parties
  • Legal defence costs arising from product claims
  • Advertising or notification costs related to recalls
  • Contingent business interruption due to defective products
  • Reputational and crisis management support

Common Claims & Exposures


  • Customer injury or property damage due to defective products
  • Costs of recalling products from distributors or retailers
  • Third-party claims for loss or damages
  • Regulatory enforcement costs or fines (where insurable)
  • Reputation management and communication expenses
  • Business interruption linked to recall events

Why Choose Insure24 for Product Recall & Defect Insurance?


  • Specialist underwriting for manufacturing recall risks
  • Access to UK insurers experienced in product liability
  • Guidance on recall procedures and policy limits
  • Support with regulatory and customer communications
  • UK-based claims and risk management support

FREQUENTLY ASKED QUESTIONS

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What is product recall insurance?

Insurance that covers costs and liabilities arising when defective products need to be recalled from the market or distributors.

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Does this cover legal claims from customers?

Yes. Legal liability for defective products and compensation to affected customers is included, subject to policy terms.

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