Plant, Machinery & Equipment Insurance

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Machinery breakdown and equipment insurance for manufacturing businesses

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Machinery & equipment insurance arranged with leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

MACHINERY BREAKDOWN INSURANCE FOR MANUFACTURERS

Why Machinery Breakdown Insurance Is Essential

Manufacturing businesses rely on specialist plant and machinery to operate. Mechanical or electrical failure can halt production instantly, leading to repair costs, lost income and supply-chain disruption. Machinery breakdown insurance provides protection beyond standard property cover.

What Does Machinery Breakdown Insurance Cover?

Protection for sudden and unforeseen equipment failure.


  • Mechanical and electrical breakdown
  • Sudden failure of production machinery
  • Control panels, PLCs and automation systems
  • Repair or replacement costs
  • Optional business interruption cover
  • Engineering inspection and testing costs

Who Is This Insurance For?


  • Manufacturing and processing plants
  • Food, beverage and chilled production facilities
  • Engineering and fabrication workshops
  • Automated and high-value machinery users
  • Businesses reliant on continuous production
  • SMEs and large manufacturers alike

Why Choose Insure24?


  • Access to specialist machinery breakdown insurers
  • Cover for complex and automated equipment
  • Advice on inspection and maintenance requirements
  • Optional business interruption extensions
  • UK-based claims and engineering support

FREQUENTLY ASKED QUESTIONS

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Is machinery breakdown covered under standard property insurance?

No. Property insurance generally excludes mechanical or electrical breakdown. A dedicated machinery breakdown or engineering policy is required.

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Can business interruption be included?

Yes. Machinery breakdown insurance can be extended to include loss of gross profit following insured equipment failure.

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