Food & Beverage Manufacturing Insurance

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Specialist insurance for food and beverage manufacturers, including chilled, refrigerated and perishable goods operations

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GET A QUOTE NOW

Insurance arranged with leading UK food & manufacturing insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR FOOD & BEVERAGE MANUFACTURERS

Why Food & Beverage Manufacturers Need Specialist Insurance

Food and beverage manufacturing presents unique risks, including contamination, temperature control failure, allergen exposure, product recall and strict regulatory oversight. Standard manufacturing insurance is often insufficient without specialist extensions.

What Does Food & Beverage Manufacturing Insurance Cover?

Protection designed around food safety, perishability and production risk.


  • Product & public liability (food safety claims)
  • Product recall & contamination expenses
  • Chilled & refrigerated stock deterioration
  • Machinery & equipment breakdown
  • Business interruption & loss of gross profit
  • Employers’ liability for factory staff

Who Is This Insurance For?


  • Food manufacturers & processors
  • Beverage producers (soft drinks, alcohol, breweries)
  • Chilled, frozen & perishable food operations
  • Meat, dairy, bakery & ready-meal manufacturers
  • Own-brand & white-label producers
  • Exporters supplying retailers & wholesalers

Why Choose Insure24?


  • Specialist food & beverage manufacturing expertise
  • Access to product recall & contamination markets
  • Advice on retailer & supply-chain requirements
  • Flexible cover for chilled & perishable stock
  • UK-based claims & technical support

FREQUENTLY ASKED QUESTIONS

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Is product recall insurance included automatically?

No. Product recall and contamination cover must usually be added separately and requires detailed underwriting of food safety controls and processes.

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Does insurance cover refrigerated stock deterioration?

Yes, subject to policy terms. Cover can be arranged for stock deterioration caused by refrigeration failure, power loss or equipment breakdown.

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