Manufacturing insurance provides essential protection, but no policy covers every risk. Exclusions define what is not insured and are particularly important for manufacturers with complex processes, machinery, products and regulatory exposure. Understanding these exclusions allows you to structure the right combination of cover.
These exclusions commonly apply unless specialist cover is arranged.
Higher-risk manufacturing activities often require specialist extensions.
Do all manufacturing insurance policies have exclusions?
Is pollution usually excluded?
Does business interruption cover all downtime?
Are product recalls automatically covered?
Can Insure24 review exclusions before I buy?
Personalised medicine production (including patient-specific therapies, companion diagnostics, a…
Emerging technology manufacturing sites (advanced materials, robotics, electronics, m…
Learn what insurance FDA/EMA-approved manufacturing sites need in the UK—product liability, recall, property, BI, cyber, and re…
If you run an ISO 13485 certified medical device factory, you already know the stakes: patient safety,…
Good Manufacturing Practice (GMP) is a quality system that proves you manufacture consistently…
If you operate an MHRA-certified facility (for example, manufacturing medicines, investigational medicinal pr…
Running a factory in the UK isn’t just about output, margins, and delivery schedules. It&rsq…
Birmingham and Coventry sit at the heart of UK manufacturing—automotive and su…
Cardiff and Newport sit at the heart of South Wales’ industrial and techn…
Scotland has a strong manufacturing base, and Glasgow and Edinburgh sit at the…
North West England has a long manufacturing heritage and a …
The “Golden Triangle” of Oxford, Cambridge and London is one of the UK’s most concentrated hubs for advanced…
A UK-focused guide to manufacturing insurance for Class III medical device facilities: key risks, required covers, compliance, and how t…
Medical device manufacturing is one of the most demanding production environments…
If you manufacture Class IIb medical devices, you’re operating in the “higher-risk” end of the medical device spectrum. These products ofte…
Class I medical devices are generally considered low-risk products. In the UK, they typically include items like …
Commercial-scale production is where manufacturing moves from “making products” to running a high-stakes operation: expensive machinery, complex supply …
Pilot scale manufacturing sits in the awkward middle ground between R&D and full production. You’re no longer “just testing” in a la…
Clinical trial production facilities sit in a high-stakes space between R&…
Contract Manufacturing Organizations (CMOs) sit in a high-stakes position in the supply chain. You’re not just &…
Research-based manufacturing sits between R&D and full-scale pro…
Pharmaceutical manufacturing is not “just manufacturing.” Whether you produce sterile injectables, solid-dose tablets, biologics, AP…
Manufacturing is rarely one-size-fits-all. A precision CNC shop faces very different r…
Telemedicine has moved from “nice to have” to essential infrastructure. From remote patient monitoring devices and connected di…
AI is reshaping medical device manufacturing. Smart factories use machine vision for quality checks, predictive maintenance to reduce downtime, and automated…
Digital health technology manufacturing sits at the intersection of medtech, software, data, and regulated healthcare. Whether you produce wearable sensors, remote pat…
Wearable medical devices are one of the fastest-moving parts of health tech. From continuous glucose monitors and cardiac patches to smart inhalers, con…
The advanced medical technology manufacturing sector represents one of the most sophisticated and highly regulated industries in the UK. From producing life-saving diagn…
The monitoring device manufacturing sector represents one of the most dynamic and rapidly evolving industries in today's technology-driven economy. From medical monitoring equipme…
Manufacturing respiratory equipment is a critical industry that demands precision, regulatory compliance, and robust risk management. From ventilators and oxygen concentrators to …
The mobility aid manufacturing sector plays a vital role in supporting individuals with disabilities and mobility challenges. From wheelchairs and walking frames to stairlif…
The hospital bed manufacturing industry plays a critical role in healthcare infrastructure, producing essential equipment that directly impacts patient care and safety. As a manufacturer in this spe…
Patient care equipment manufacturing represents a critical sector within the healthcare industry, producing essential devices and tools that directly impact patient safety and treatment ou…
The neurological implant manufacturing sector represents one of the most innovative and high-stakes areas of medical device production. From cochlear implants and de…
The dental implant manufacturing industry represents one of the most specialized and high-stakes sectors within medical device production. With the global dental implant market value…
The cardiac implant manufacturing sector represents one of the most critical and highly regulated areas of medical device production. From pacemakers and defibrillators t…
Manufacturing orthopedic implants is a highly specialized industry that combines precision engineering, strict regulatory compliance, and life-changing medical innovation. From hip and k…
The implantable medical device manufacturing sector represents one of the most innovative and critical areas of modern healthcare. From pacemakers and cochlear implants to orthopedic devices a…
The robotic surgical system manufacturing industry represents one of the most advanced and rapidly evolving sectors in medical technology. Companies producin…
Manufacturing precision surgical instruments demands exceptional standards of quality, sterility, and accuracy. These specialized facilities produce life-saving tools used…
The minimally invasive medical device manufacturing sector represents one of the most innovative and rapidly growing segments of the healthcare industry. From laparoscopic…
The surgical tool manufacturing industry operates at the intersection of precision engineering, medical compliance, and life-or-death consequences. Every scalpel, forceps, retractor, and…
Manufacturing surgical instruments is a highly specialized industry that demands precision, regulatory compliance, and stringent quality control. From scalpels and forceps to co…
Molecular diagnostic device manufacturing represents one of the most innovative and rapidly evolving sectors within the medical technology industry. From PCR machines to…
Manufacturing laboratory diagnostic tools is a highly specialized sector that combines precision engineering, medical technology, and stringent regulatory compliance. Factories p…
Manufacturing imaging equipment—from medical diagnostic machines to industrial inspection systems—represents one of the most technically demanding and financially signifi…
The diagnostic device manufacturing sector represents one of the most critical and rapidly evolving industries in modern healthcare. From blood glucose monitors to sophisticated ima…
The medical device manufacturing industry operates under stringent regulatory frameworks and faces unique risks that demand specialized insurance coverage. From Class I devic…
The medical devices manufacturing sector represents one of the most highly regulated and risk-sensitive industries in the UK. From small-scale cleanroom facilities producing surgica…
Sterile compounding facilities play a critical role in the pharmaceutical and healthcare industries, preparing customized medications in controlled, contamination-fre…
Aseptic processing plants represent some of the most sophisticated manufacturing facilities in the pharmaceutical, biotechnology, and food and beverage industries. These hig…
The manufacturing of injectable medications represents one of the most highly regulated and risk-intensive sectors within the pharmaceutical industry. From sterile production envi…
Parenteral drug production represents one of the most critical and highly regulated sectors within the pharmaceutical manufacturing industry. These injectable medications, administered…
Sterile manufacturing facilities operate in one of the most regulated and high-risk environments in the industrial sector. These specialized facilities produce pharmaceuticals, m…
Cold chain manufacturing facilities represent a critical component of modern supply chains, ensuring temperature-sensitive products reach consumers safely and effectively. From p…
The viral vector manufacturing sector represents one of the most innovative and rapidly expanding areas of biotechnology. As gene therapies, vaccines, and advanced therapeutics continue to revolutio…
Traditional vaccine production manufacturing represents one of the most critical yet complex sectors in pharmaceutical manufacturing. The production of vaccines using…
The rapid development and deployment of mRNA vaccine technology during the COVID-19 pandemic has transformed the pharmaceutical manufacturing landscape. Facilities prod…
The geriatric medication manufacturing sector represents one of the most critical and rapidly expanding segments of the pharmaceutical industry. As global population…
Vaccine manufacturing represents one of the most critical and highly regulated sectors within the pharmaceutical industry. The producti…
Manufacturing facilities that handle controlled substances operate in one of the most highly regulated and risk-intensive sectors of the pharmaceutical and chemical …
The electric vehicle revolution is transforming the automotive industry,…
Pediatric medication manufacturing represents one of the most specialized and highly regulated sectors within the pharmaceutical industr…
The pharmaceutical landscape has witnessed a remarkable transformation in recent decades, with rare disease drug manufacturing emerging as a critical sector…
The production of oncology medications represents one of the most critical and complex sectors within pharmaceutical manufacturing. C…
The specialty pharmaceutical manufacturing sector represents one of the most complex and high-stakes industries in modern healthcare. From biolog…
Gene therapy represents one of the most revolutionary advances in modern medicine, offering potential cures for previously untreatable genet…
The monoclonal antibody manufacturing sector represents one of the most sophisticated and rapidly growing segments of the biopharmaceutical ind…
The lightweight materials manufacturing sector has experienced exponential growth as industries from aerospace to automotive de…
The connectivity components manufacturing sector represents one of the most dynamic and rapidly evolving industries in modern technology. Manufacturers produc…
The automotive industry stands at the precipice of a technological r…
The emerging technology components manufacturing sector represents one of the most dynamic and rapidly evolving industries in the global economy. From semiconductor f…
The automotive interior systems manufacturing sector represents a …
The automotive component manufacturing industry represents one of the most complex and risk-intensive sectors in modern manufacturing. Companies like Lear Corporation…
The engine components and replacement parts manufacturing sector represents a critical pillar of the automotive industry, supplying essential product…
Marelli Automotive stands as one of the world's leading tier-one suppliers of automotive electronic systems a…
GKN Automotive represe…
The filter manufacturing industry plays a critical role in automotive, industrial, and HVAC sectors, producing essential components that…
The gaskets and sealing systems manufacturing industry plays a critical role in automotive, aerospace, i…
Specialized component manufacturing represents one of the mo…
The automotive glass manufacturing sector represents a critical component of the vehicle production supply chain, with manufacturers producing …
The automotive components manufacturing sector represents one of the most complex and risk-intensive industries in modern manufacturing. Companies …
The automotive component manufacturing sector represents one of the most technologically advanced and risk-intensive industries in modern manufacturing. Com…
The UK automotive component manufacturing sector represents a vital cornerstone of British industry, contributing billions to the economy and employing hundreds of thous…
Manufacturing rubber and plastic components such as hoses, belts, and molded plastic parts represents a critical sector within the UK's indu…
The bearings and fasteners manufacturing sector forms the backbone of countless industries, from automo…
The automotive safety systems manufacturing sector represents one of the most critical and liability-intensive segments of the auto…
The body panel manufacturing industry represents a critical component of the automotive and transportation sectors, producing …
Advanced materials research and production c…
The body panel manufacturing secto…
Protecting your automotive parts manufacturing business with comprehensive insurance coverage
The body and interior components manufact…
The wheels and tires manufacturing se…
The automotive steering components manufacturing sector represents a critical segment of the automotive…
The manu…
The brake systems manufacturing industr…
Manufacturing chassis and suspension components for the automotive industry involves significant risks, from product liability claims to equipment breakdow…
The sensors manufacturing industry represents one …
The infotainment systems manufact…
The lighting systems manufacturing industry represe…
The landscape of manufacturing has transformed dramati…
The clean energy equipmen…
The healthtech and biotech manufacturing sectors represent some of the most innovative and rapidly evolving industries in the modern economy. …
As the UK manufacturing sector accelerates its transition toward net-zero…
The circular economy represents a fundamental s…
The optical equipment production manufacturing…
The advanced automation systems manufacturing sector represents the cutting ed…
The manufacturing sector i…
Manufacturing advanced transport equipment—from electric vehicles and autonomous systems to aerospace components and rail technology—represents one …
The computer and electronic equipment manufacturing sector represents one of the most dynamic and technologically advanced industries in the UK economy. …
High-tech production ce…
As the manufacturing …
The manufacturing landscape is…
The advanced materials manufacturing sector represents the cutting edge of indu…
The aerospace manufacturing sector operates at t…
The battery production manufacturing sector has experienced unprecede…
The automotive manufacturin…
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