Manufacturing Insurance Checklist

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A practical checklist for SMEs, factories and food manufacturers to ensure complete insurance coverage

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We work with leading UK insurers to provide full manufacturing coverage

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

MANUFACTURING INSURANCE CHECKLIST – KEY AREAS

Who This Checklist Is For

SMEs, factories, food manufacturers and production facilities wanting to ensure their business is comprehensively insured against common operational risks.

Checklist of Insurance Considerations

Ensure your business is protected with the following key insurance cover types:


  • Property, plant, machinery and stock cover
  • Public and product liability insurance
  • Employers’ liability for staff and contractors
  • Fleet and commercial vehicle insurance
  • Business interruption and contingent cover
  • Management liability / D&O and business risk cover

Common Operational Risks to Consider


  • Fire, flood or accidental damage to premises and stock
  • Injury to staff, visitors or third parties
  • Vehicle accidents and delivery-related incidents
  • Product defects, recalls or liability claims
  • Business interruption or supply chain disruption
  • Management or corporate governance exposures

Why Use This Checklist with Insure24


  • Experience advising SMEs and manufacturing businesses
  • Access to UK insurers across all key cover types
  • Guidance to identify gaps in existing insurance
  • Practical checklist to ensure compliance and protection
  • UK-based claims and risk management support

FREQUENTLY ASKED QUESTIONS

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Why do I need a manufacturing insurance checklist?

A checklist helps SMEs, factories and food manufacturers ensure they have comprehensive coverage and no gaps in essential insurance policies.

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Can this checklist be used for existing policies?

Yes. It can be used to review existing insurance to ensure all key risk areas are covered and limits are appropriate.

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