Guest houses and bed & breakfasts welcome members of the public into bedrooms, bathrooms, staircases, dining rooms and outdoor areas on a daily basis. This creates a constant risk of guest injury claims.
Slips, trips and falls are among the most common causes of liability claims against guest house owners, particularly involving wet floors, stairs, uneven surfaces, poor lighting or external paths.
Guest Injury & Slip / Trip Liability Insurance forms a core part of public liability insurance, helping protect guest house owners against compensation claims, legal costs and associated expenses.
Insurance can respond where guests allege injury due to unsafe conditions.
Under UK occupiers’ liability law, guest house owners owe a duty of care to ensure premises are reasonably safe for visitors.
Liability insurance can provide legal defence, cover compensation awards and manage claims on your behalf, subject to policy terms.
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