Guest houses increasingly rely on digital systems to manage bookings, payments, guest communications and Wi-Fi access. Even small accommodation providers routinely store sensitive personal data, including names, addresses, contact details, payment information and special requirements.
Cyber criminals do not only target large hotel chains. Guest houses are often seen as easier targets due to limited IT resources, shared devices and reliance on third-party booking platforms.
Insure24 arranges specialist Cyber & Data Protection Insurance for Guest Houses, providing financial protection, expert response services and peace of mind if your systems or data are compromised.
Cyber Insurance for guest houses combines financial protection with immediate access to specialist incident response teams. Cover can be tailored to reflect your size, systems and reliance on digital operations.
Guest houses are data controllers under UK GDPR and must protect personal data belonging to guests, staff and suppliers. A data breach can trigger mandatory reporting to the Information Commissioner’s Office (ICO) and affected individuals.
Ransomware attacks can encrypt booking systems, payment terminals and guest records, preventing you from operating normally. For accommodation providers, even short periods of downtime can result in cancelled bookings and lost revenue.
Providing Wi-Fi access to guests introduces additional cyber exposure. Malware distribution, illegal activity or data interception can result in claims or investigations involving the guest house.
Are small guest houses really at risk of cyber attacks?
Yes. Cyber criminals often target small businesses because they typically
have fewer security controls in place.
Does cyber insurance cover GDPR fines?
Policies can cover regulatory defence costs and investigations.
Fines are subject to legal insurability.
Does it cover third-party booking platforms?
Cyber policies can respond to incidents involving your systems and your
liability arising from third-party platforms, subject to wording.
Is guest Wi-Fi a cyber risk?
Yes. Providing Wi-Fi can expose you to claims if data is intercepted or
illegal activity is traced back to your network.
How much does Cyber Insurance cost for a guest house?
Costs depend on turnover, data volumes and systems used.
Many guest houses can arrange cover for a modest annual premium.
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