Guest houses and B&Bs rely heavily on consistent occupancy and forward bookings. If your property suffers insured damage that forces closure, even for a short period, the loss of income can be severe.
Business Interruption (also known as Loss of Income) Insurance is designed to protect guest house owners against lost revenue and ongoing costs following insured events such as fire, flood or major property damage.
Insure24 arranges specialist business interruption insurance for guest houses across the UK, helping owner-managed accommodation providers maintain financial stability during recovery.
Business interruption insurance can replace income lost while your guest house is unable to operate following insured damage.
Even when closed, many costs continue. Business interruption insurance can help cover essential ongoing expenses.
Business interruption insurance normally operates following insured damage under your buildings or contents policy.
The indemnity period is the maximum length of time your policy will pay out following an insured loss.
Many guest houses underestimate how long repairs, refits and booking recovery can take - especially in seasonal locations.
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