Supply Chain Disruption Insurance for Food & Beverage Manufacturers

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Protect your revenue, production, and contracts against supplier failure, transport delays, ingredient shortages, and global disruption.

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  • Allianz
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  • QBE
  • RSA
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SUPPLY CHAIN DISRUPTION INSURANCE THAT KEEPS YOU OPERATING

Food and beverage manufacturers rely on complex supply chains involving raw ingredients, packaging, cold storage, logistics providers, and overseas suppliers. When one link fails, production stops, revenue is lost, and customer contracts are put at risk.

Supply Chain Disruption Insurance helps protect your business against financial losses caused by unexpected interruptions outside your direct control - from ingredient shortages and transport delays to geopolitical events, port closures, and supplier insolvency.

What Does Supply Chain Disruption Insurance Cover?

  • Loss of gross profit following supplier failure or delay
  • Extra costs to source alternative ingredients or packaging
  • Transport disruption and logistics interruption
  • Dependent business interruption (key suppliers or distributors)
  • Failure of overseas suppliers or import routes
  • Port closures, customs delays, and border issues
  • Utility failure impacting suppliers (power, water, refrigeration)
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Why Supply Chain Insurance Is Critical for Food Manufacturers

Food and beverage supply chains are particularly vulnerable due to short shelf life, temperature control requirements, just-in-time delivery, and regulatory compliance.

Events such as pandemics, Brexit-related border delays, fuel shortages, extreme weather, and geopolitical conflict have shown how quickly ingredient availability and transport reliability can collapse.

Without specialist cover, many policies do not respond unless physical damage has occurred. Supply Chain Disruption Insurance fills this critical gap.

Common Supply Chain Risks in Food & Beverage Manufacturing

  • Shortage of raw ingredients (meat, dairy, grains, sugar)
  • Packaging supply failures (glass, cans, labels)
  • Cold-chain breakdown during transport
  • Shipping delays and container shortages
  • Supplier insolvency or factory shutdown
  • Regulatory import/export restrictions
  • Extreme weather affecting harvests

How Supply Chain Disruption Insurance Works

  • 1. Identify key suppliers and dependencies
  • 2. Set insured gross profit and indemnity periods
  • 3. Choose triggers (supplier failure, transport disruption, non-damage events)
  • 4. Claim for lost income and increased operating costs

Why Choose Insure24

  • Specialists in food & beverage manufacturing insurance
  • Access to niche supply chain and trade disruption markets
  • Cover for UK and international suppliers
  • Fast claims support and expert guidance
  • Competitive premiums and tailored limits

FREQUENTLY ASKED QUESTIONS

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What is supply chain disruption insurance?

Supply Chain Disruption Insurance covers financial losses caused by interruptions to your suppliers, transport routes, or logistics partners, even where no physical damage has occurred.

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Does this cover non-damage events?

Yes, policies can be structured to cover non-damage triggers such as port closures, border delays, strikes, and regulatory shutdowns.

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Is this the same as business interruption insurance?

No. Standard business interruption usually requires physical damage at your premises. Supply chain insurance extends protection to supplier and logistics failures.

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Can I insure overseas suppliers?

Yes, cover can include overseas manufacturers, growers, processors, and transport routes, subject to underwriting approval.

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What industries benefit most from this cover?

Food processors, beverage producers, meat and dairy manufacturers, bakeries, importers, wholesalers, and cold-chain businesses.

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