Beverage Producers Insurance

Specialist insurance for soft drink manufacturers, breweries, distilleries, and beverage producers across the UK.

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

We compare quotes from leading food & beverage insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE DESIGNED FOR BEVERAGE PRODUCERS

Beverage manufacturing presents unique risks. Whether you produce soft drinks, energy drinks, bottled water, beer, cider, wine, or spirits, your business faces a combination of food safety, product liability, machinery, regulatory, and supply-chain exposures.

At Insure24, we specialise in arranging tailored insurance for UK beverage producers of all sizes - from small craft producers to large-scale manufacturing plants supplying national retailers.

What Does Beverage Producers Insurance Cover?

  • Product Liability – claims arising from contaminated or faulty drinks
  • Public Liability – injuries to visitors, suppliers, or contractors
  • Employers’ Liability – legally required cover for staff
  • Buildings & Contents – protection for premises, equipment, and stock
  • Stock & Raw Ingredients – cover for spoilage or damage
  • Business Interruption – loss of income following insured damage
  • Machinery Breakdown – bottling lines, pasteurisers, chillers
  • Product Recall & Withdrawal
  • Cyber Insurance – for automated production & ordering systems
CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Key Risks Faced by Beverage Manufacturers

  • Product contamination or foreign body incidents
  • Allergen mislabelling
  • Fermentation errors and alcohol strength variance
  • Equipment failure halting production
  • Cold storage or refrigeration breakdown
  • Fire, flood, or water damage
  • Supply chain disruption
  • Regulatory enforcement and recalls

Why Beverage Producers Choose Insure24

  • Specialist food & drink insurance expertise
  • Access to niche beverage underwriters
  • Support with SALSA, BRCGS & food safety standards
  • Fast quotes and competitive premiums
  • UK-based claims support

How to Arrange Beverage Producers Insurance

  • 1. Tell us about your production process and turnover
  • 2. We assess risks and insurer appetite
  • 3. Compare tailored quotes
  • 4. Bind cover and receive documents

FREQUENTLY ASKED QUESTIONS

+-Do beverage producers need product liability insurance?

Yes. Product liability insurance is essential for beverage manufacturers. It covers claims arising from illness, injury, or property damage caused by your drinks.

+-Is product recall insurance included?

Product recall cover is usually an optional extension. It covers recall logistics, destruction, and reputational mitigation costs.

+-Does insurance cover alcohol producers differently?

Alcoholic beverage producers face additional risks such as duty compliance, fermentation control, and strength consistency. Policies are tailored accordingly.

+-Is employers’ liability insurance mandatory?

Yes. UK law requires employers’ liability insurance if you employ staff, even on a temporary basis.

+-Does insurance cover machinery breakdown?

Machinery breakdown cover protects against sudden mechanical or electrical failure of bottling lines, fillers, chillers, and processing equipment.

+-How much does beverage producers insurance cost?

Premiums vary based on turnover, production volume, ingredients, alcohol content, exports, and risk management controls. Quotes start from a few hundred pounds annually.

+-Can start-up beverage brands get insured?

Yes. We regularly arrange insurance for start-ups, contract manufacturers, and small batch producers.

+-Do you cover exports?

Yes. International product liability and export cover can be arranged for EU, US, and worldwide distribution.

Related Blogs