For many florists, vehicles are a critical part of the business. From daily flower deliveries to time-critical wedding and event installations, damage, accidents or lost stock in transit can quickly lead to missed deadlines, refunds and reputational harm.
Commercial vehicle and transit insurance for florists provides tailored protection for vans, cars, flowers, plants, equipment and hired items while on the road.
Covers vans and cars used for florist business purposes, including deliveries, installations and travel to venues.
Protects flowers, plants, foliage, displays and materials against loss or damage while being transported, loaded or unloaded.
Covers florist tools, stands, arches, vases, frames and hired equipment while in your vehicle.
Covers theft of stock or equipment from vehicles, subject to security conditions such as locked vehicles and alarm requirements.
Can be extended to cover hired vans or temporary vehicles used during busy wedding and seasonal periods.
Insurers distinguish between simple delivery work and event installation services. Wedding and event florists often require broader transit and liability protection due to higher values and venue exposure.
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