Flowers are highly perishable, time-sensitive products. Even a short interruption to refrigeration, storage or environmental controls can result in significant stock losses. For florists, stock deterioration can quickly wipe out profit - particularly during peak trading periods such as Valentine’s Day, Mother’s Day and wedding season.
Stock Deterioration & Perishable Goods Insurance is designed to protect florists against the financial impact of spoiled flowers caused by insured events. Insure24 helps floristry businesses arrange cover that reflects the true value and vulnerability of perishable stock.
Stock deterioration insurance covers financial losses resulting from flowers and other perishable goods becoming unsaleable due to insured events.
Florists face several common risks that can lead to rapid stock deterioration.
This cover is particularly important for florists that hold significant quantities of fresh stock.
The appropriate level of cover depends on your maximum stock values and how quickly replacement stock can be sourced.
Insure24 helps florists accurately assess stock values to avoid underinsurance.
What is stock deterioration insurance?
Does standard stock insurance cover spoiled flowers?
Is power failure covered?
Is this cover important for online florists?
How quickly can stock deterioration cover be arranged?
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