Online florists and e-commerce flower businesses face a unique mix of risks. Orders are placed digitally, payments are taken online, flowers are perishable, and deliveries are often time-critical. A single delay, damaged arrangement or system outage can quickly lead to refunds, complaints or lost revenue.
Online Florist & E-Commerce Florist Insurance is designed to protect businesses that sell flowers primarily through websites, marketplaces or apps. Whether you operate from a workshop, a home-based unit or a fulfilment hub, Insure24 helps arrange tailored insurance that reflects how modern floristry businesses actually trade.
Online florist insurance can be arranged as a combined policy or as individual covers, depending on business size and delivery model.
Selling flowers online introduces risks that traditional high-street florists may not face to the same extent.
Because flowers are fragile and time-sensitive, delivery risk is one of the biggest exposures for online florists. Standard property insurance does not usually cover goods once they leave your premises.
Insure24 can help ensure delivery insurance aligns with how you actually fulfil orders.
Online florists rely heavily on websites, booking systems and online payments. Cyber incidents can prevent orders being taken during peak trading periods such as Valentine’s Day or Mother’s Day.
This type of insurance is suitable for a wide range of floristry businesses trading online.
Do online florists need different insurance to high-street florists?
Are flowers covered while being delivered?
Do I need cyber insurance as an online florist?
Is employers’ liability required for online florists?
Can online florist insurance be arranged quickly?
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