Florist insurance policies are designed to protect against sudden, unexpected events - not every type of loss. Many rejected claims arise because policyholders were unaware of standard exclusions.
This guide explains the most common exclusions affecting florists, helping you avoid gaps in cover and make informed decisions.
While cover varies by insurer, the exclusions below are commonly found across florist insurance policies.
Are all florist insurance exclusions the same?
Is flower spoilage always excluded?
Can exclusions be reduced?
What happens if I fail to disclose information?
Can Insure24 review exclusions before I buy?
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