Wedding and event floristry carries unique risks that standard florist insurance often doesn’t fully address. Working in prestigious venues, handling large-scale floral installations, transporting fragile arrangements and meeting strict client deadlines all increase exposure to loss, damage and liability claims.
Event & wedding florist insurance is designed specifically for florists providing flowers for weddings, corporate events, hotels, marquees and private venues.
Essential cover protecting you if you cause injury to a third party or damage to a venue while setting up, styling or removing floral arrangements.
Covers claims arising after installation, such as collapsing arrangements or water damage caused by displays.
Covers fresh flowers, plants, foliage and materials against damage, theft or spoilage while in your care.
Protects flowers and equipment while being transported to and from venues, including loading and unloading.
Covers floral tools, stands, arches, frames, vases, plinths and styling equipment, whether owned or hired in.
Covers loss of income following insured events that prevent you from trading or fulfilling booked events.
Many wedding venues, hotels and event spaces require florists to provide proof of public liability insurance before allowing access.
Weddings and events are time-critical. Cancellation, postponement or failure to deliver can lead to disputes, refunds or claims.
While florist insurance doesn’t replace wedding cancellation insurance, it can support business interruption and liability claims linked to insured events.
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