Business Interruption Insurance for Florists

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Protect your florist’s income if your shop, studio or warehouse is forced to close following insured damage or disruption.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

BUSINESS INTERRUPTION COVER FOR FLORISTS

Why Business Interruption Insurance Is Critical for Florists

Florists rely on continuous trading to generate income. If your shop, studio, warehouse or cold-store is damaged by fire, flood, theft or another insured event, your ability to trade can stop immediately.

Business Interruption Insurance helps replace lost income and covers ongoing costs such as rent, wages and utilities while your business recovers - helping you survive periods of forced closure.

Business Interruption Risks for Florists

Even short periods of disruption can result in serious losses for florists due to perishable stock and time-sensitive orders.


  • Forced closure following fire or flood
  • Loss of income during repairs
  • Ongoing rent, wages and utility costs
  • Spoilage of stock due to closure
  • Loss of peak-season trading periods
  • Supply-chain or access issues
  • Customer order cancellations

Why Choose Insure24 for Florist Business Interruption Insurance?


  • Experience with florist income-loss risks
  • Advice on correct indemnity periods
  • Cover aligned to seasonal trading patterns
  • Options for suppliers and dependency cover
  • Fast access to leading UK insurers

FREQUENTLY ASKED QUESTIONS

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What does business interruption insurance cover for florists?

It covers lost income and ongoing costs following insured damage that prevents trading.

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Does it cover seasonal trading losses?

Yes, if sums insured and indemnity periods reflect peak seasons.

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Is business interruption included in combined florist insurance?

It is usually included within combined florist insurance policies.

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How long does business interruption cover last?

The indemnity period can be selected, commonly 12, 18 or 24 months.

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Do florists really need this cover?

Yes. Business interruption cover is vital for protecting income after serious disruption.

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