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Insurance Built for Electrical Engineering Manufacturers
Electrical engineering manufacturing businesses operate in a high-risk, technically complex environment. From control panels and switchgear to power distribution systems, automation equipment, and bespoke electrical assemblies, even a minor fault can lead to fire, system failure, contractual disputes, or significant financial loss.
Electrical Engineering Manufacturing Insurance from Insure24 is designed specifically for UK manufacturers who design, assemble, test, or supply electrical products and systems. Our policies go far beyond standard factory insurance, addressing the unique risks faced by electrical engineers, OEM suppliers, panel builders, automation specialists, and industrial manufacturers.
As an independent FCA-regulated broker, we structure insurance programmes that reflect how your business actually operates — protecting your premises, machinery, staff, products, contracts, and long-term liabilities.
Who Is This Insurance For?
- Electrical engineering manufacturers
- Control panel and PLC system manufacturers
- Switchgear, transformer & distribution board manufacturers
- Industrial automation & robotics manufacturers
- OEM electrical component suppliers
- Renewable energy electrical system manufacturers
- Bespoke electrical engineering workshops
- Export-focused electrical manufacturing businesses
Core Covers Included
- Buildings & Property Insurance – Protection against fire, flood, theft, storm and accidental damage.
- Plant & Machinery Insurance – Covers production equipment, wiring benches, testing rigs and specialist tools.
- Electrical Breakdown Cover – Sudden mechanical or electrical failure not covered under standard policies.
- Stock & Work-in-Progress – Raw materials, components, part-built assemblies and finished goods.
- Business Interruption – Loss of income following insured damage or machinery breakdown.
Liability Protection for Electrical Manufacturers
- Employers’ Liability (Legal Requirement) – Injury or illness claims from employees.
- Public Liability – Injury or property damage to third parties.
- Product Liability – Faulty electrical products causing fire, damage, or system failure.
- Professional Indemnity – Design, specification, testing or advisory errors.
Contractual, Export & Supply Chain Risks
Electrical engineering manufacturers often operate under strict contracts, including performance warranties, indemnity clauses, and penalty provisions. Many standard insurance policies fail to align with these obligations.
We arrange cover that reflects OEM contracts, framework agreements, export terms, and long-tail liability exposures — ensuring your insurance works when it matters most.
Why Choose Insure24?
- Specialist manufacturing & engineering insurance expertise
- Access to insurers who understand electrical risk
- Policies structured around your contracts
- Fast quotes and proactive claims support
- FCA-regulated UK brokerage
GET A QUOTE NOW
FREQUENTLY ASKED QUESTIONS
+-Do electrical engineering manufacturers need specialist insurance?
Yes. Electrical manufacturing involves higher fire risk, product liability exposure, and long-tail claims that standard factory insurance often excludes.
+-Is product liability essential for electrical manufacturers?
Absolutely. Electrical faults can cause serious damage years after installation. Product liability protects against these claims.
+-Does this cover control panel and PLC manufacturing?
Yes. We regularly insure control panel builders, automation specialists, and PLC manufacturers.
+-Can you insure export and overseas contracts?
Yes. We arrange UK-only, EU, and worldwide cover including exports and overseas risks.
+-Is professional indemnity required?
If you design, specify, test, or modify electrical systems, professional indemnity is strongly recommended.
+-Does insurance cover electrical fires?
Yes, subject to policy terms. Fire risk is a key consideration in electrical manufacturing policies.
+-How quickly can I get a quote?
In many cases, same-day quotations are available for electrical engineering manufacturers.
+-Can policies be adjusted as we grow?
Yes. We regularly review cover as your turnover, contracts, and production capacity increase.