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We compare quotes from leading UK manufacturing insurers
INSURANCE BUILT FOR ENGINEERING & MANUFACTURING
Engineering manufacturers face complex risks: high-value machinery, skilled staff, contractual liabilities, supply-chain exposure, product failure, and strict regulatory oversight. A standard business policy is rarely sufficient.
At Insure24, we specialise in arranging bespoke engineering manufacturing insurance for precision engineers, fabricators, toolmakers, electronics manufacturers, metalworkers, plastics, automotive suppliers and heavy industrial producers across the UK.
Core Covers for Engineering Manufacturers
- Engineering All Risks – Sudden and unforeseen damage to machinery, CNC equipment, production lines and tooling
- Machinery Breakdown – Mechanical or electrical failure, including motors, compressors and control panels
- Business Interruption – Loss of gross profit following insured damage
- Public & Products Liability – Injury or property damage caused by your operations or manufactured goods
- Employers’ Liability – Mandatory UK cover for staff injury or illness
- Professional / Design Liability – For manufacturers involved in design, specification or prototyping
- Stock & Materials – Raw materials, work-in-progress and finished goods
- Tools & Portable Equipment – On-site and off-site cover
Common Risks in Engineering Manufacturing
- CNC or production line failure halting output
- Fire, explosion or electrical damage
- Faulty components causing downstream losses
- Injury to skilled engineers or machine operators
- Supply chain disruption and late delivery penalties
- Overseas product liability claims
- Tooling damage during setup or testing
- Contractual liability disputes
Why Engineering Manufacturers Choose Insure24
- Specialist manufacturing underwriters
- Policies tailored to your processes & contracts
- Competitive premiums for SME & mid-market manufacturers
- Fast quotes and mid-term adjustments
- Claims support from engineers-experienced handlers
- UK-based FCA-regulated brokerage
Who We Insure
We arrange cover for a wide range of engineering and manufacturing operations including:
- Precision & CNC engineering
- Metal fabrication & welding
- Tool & die manufacturers
- Automotive & aerospace suppliers
- Electronics & PCB manufacturers
- Plastics & injection moulding
- Food-grade engineering equipment manufacturers
- Heavy industrial & plant engineering
How to Get Engineering Manufacturing Insurance
- 1. Tell us about your processes, turnover and machinery
- 2. We assess risk, contracts and regulatory exposure
- 3. Compare specialist manufacturing insurers
- 4. Tailor limits, excesses and extensions
- 5. Bind cover and receive documentation
FREQUENTLY ASKED QUESTIONS
+-What is engineering manufacturing insurance?
It is a specialist package designed to protect manufacturers against machinery damage, liability claims,
business interruption, staff injury, and product failure.
+-Is machinery breakdown included?
Yes. Engineering policies cover sudden mechanical or electrical failure of insured plant and equipment.
+-Do I need product liability if I only supply B2B?
Absolutely. Product liability claims frequently arise within supply chains, even without consumer sales.
+-Does this cover overseas exports?
Yes – policies can be extended to cover EU, USA and worldwide exports where required.
+-Is employers’ liability mandatory?
Yes. UK law requires employers’ liability insurance if you employ staff.
+-Can cover be arranged for leased or financed machinery?
Yes. We can note finance companies and comply with lease insurance requirements.
+-How much does engineering manufacturing insurance cost?
Premiums depend on turnover, machinery value, processes, claims history and liability exposure.
Quotes are typically available within 24 hours.
+-Can policies be tailored for growth?
Yes. Limits, machinery values and turnover can be adjusted as your business expands.