Cost of Domiciliary Care Insurance (UK Guide)

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A complete UK pricing guide covering the typical costs of insurance for domiciliary care workers and home care agencies.

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DOMICILIARY CARE INSURANCE COST GUIDE (UK)

How Much Does Domiciliary Care Insurance Cost?

The cost of domiciliary care insurance varies depending on cover levels, number of carers, types of services provided, and whether medication support or specialised tasks are included. This guide breaks down typical UK prices.

Typical UK Insurance Costs for Domiciliary Care


  • Public Liability: £80 – £180 per year
  • Professional Indemnity: £60 – £140 per year
  • Employers’ Liability: £120 – £320 per year
  • Medication Administration Liability: £50 – £120 per year
  • Business Use Motor Insurance: £200 – £900 per year
  • Combined Care Worker Package: £180 – £450 per year

FREQUENTLY ASKED QUESTIONS

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What affects the cost of domiciliary care insurance?

Pricing depends on services provided, number of carers, claim history, and cover levels.

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Is there a combined care worker insurance package?

Yes, insurers often bundle Public Liability, Professional Indemnity, and Personal Accident together to reduce cost.

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Are prices different for agencies vs individual carers?

Agencies typically pay more due to higher risk and the need for Employers’ Liability.

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