Carer Business Use Motor Insurance

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Specialist motor insurance for carers using their own vehicle for work, home visits and client transportation.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

MOTOR COVER FOR DOMICILIARY CARERS

Insurance for Carers Using Their Own Car for Work

Carers who drive between clients or transport service users need the correct motor insurance. Standard personal policies do not cover work-related journeys or care activities.

What Carer Motor Insurance Covers


  • Business use for home visits and client travel
  • Transporting clients safely
  • Breakdown & roadside assistance
  • Accidental damage, fire & theft
  • Cover for essential carer work mileage
  • Legal costs and liability

FREQUENTLY ASKED QUESTIONS

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Do carers need Business Use motor insurance?

Yes. Standard private motor insurance does not cover work-related driving such as home visits or transporting clients.

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Does this cover transporting clients?

Policies can include cover for client transportation when required in domiciliary care roles.

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Is breakdown included?

Yes, breakdown and roadside assistance can be added depending on the insurer.

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