Care Assistant Insurance

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Insurance for domiciliary care assistants, support workers and community carers

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We compare quotes from leading care sector insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR CARE ASSISTANTS & SUPPORT WORKERS

Protecting Those Who Support Others

Care assistants deliver vital hands-on support to elderly, vulnerable and disabled individuals living at home. Whether you’re employed by a domiciliary care agency, working as a self-employed carer, or supporting clients in the community, the right insurance protects you from claims, complaints and unexpected incidents.

Insure24 arranges specialist Care Assistant Insurance to protect professionals providing personal care, companionship, mobility support, medication prompting, and daily living assistance.

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What Does Care Assistant Insurance Include?

Core cover for domiciliary care assistants, support workers and community carers.


  • Public Liability – injury or property damage to clients or visitors
  • Professional Indemnity – claims alleging negligent care or advice
  • Medical Malpractice – cover for hands-on personal and clinical care
  • Employers’ Liability (if required) – for agencies employing care assistants
  • Legal Expenses – HR, contract and regulatory disputes
  • Personal Accident cover available as an optional extra
  • Optional Cyber cover for mobile care workers handling sensitive data

Common Risks Faced by Care Assistants

Frequent exposures when supporting clients in their homes.


  • Accidental injury to clients during personal care or moving & handling
  • Medication errors, omissions, or incorrect administration
  • Slips, trips and falls in clients’ homes
  • Allegations of neglect or insufficient supervision
  • Damage to client property while delivering support
  • Manual handling injuries to staff and clients
  • Data breaches involving client notes, medication records or care plans

Why Care Assistants Choose Insure24


  • Specialist broker for domiciliary care and community providers
  • Policies tailored to individual carers or full care teams
  • Options for self-employed and agency-employed care assistants
  • Fast documentation for CQC, commissioners and introducers
  • Advice in plain English – not insurance jargon
  • Access to UK’s leading care sector insurers

How to Arrange Care Assistant Insurance


  • 1. Tell us if you are employed, self-employed or agency-based
  • 2. Confirm the types of care you provide
  • 3. Share any specialist tasks or clinical duties
  • 4. We obtain quotes from leading care sector insurers
  • 5. Choose the limits and extensions you need
  • 6. Receive your documents ready for work

SUITABLE FOR ALL CARE SETTINGS


  • Domiciliary care workers
  • Community care assistants
  • Live-in care assistants
  • Self-employed carers
  • Support workers and companions

FREQUENTLY ASKED QUESTIONS

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Do I need my own insurance as a care assistant?

If you are self-employed or work through an agency, you may need your own insurance. Even employed carers may take out personal cover for additional protection, depending on employer arrangements.

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Does the insurance cover medication assistance?

Yes, medication prompting and administration can be covered, subject to insurer approval and appropriate training.

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Am I covered for moving & handling tasks?

Moving and handling tasks are typically included, provided correct training is in place.

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Does the policy include abuse cover?

Some specialist care policies offer abuse cover or extensions, depending on DBS checks, supervision and safeguarding processes.

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How quickly can cover be arranged?

Cover can often be arranged the same day, depending on your details and insurer requirements.

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