• Cyber Liability - Protection against claims from members affected by data loss or system failure.
• Business Interruption - Financial protection if booking systems are disrupted due to cyber attack or system failure.
• Ransomware Coverage - Support for ransom negotiations, recovery costs, and system restoration after a ransomware attack.
• Network Security Liability - Coverage for costs arising from network security failures that impact members or partners.
• Regulatory Compliance - Assistance with GDPR fines, regulatory defence costs, and compliance support.

• Ransomware attacks targeting booking systems
• Member data breaches and theft
• Payment card fraud and PCI violations
• Phishing attacks on staff
• System failures during peak operating hours
• Third-party vendor breaches
• Email compromise and social engineering
• DDoS attacks on websites and apps

• Expert Guidance - Our specialists understand cyber risks across sports facilities and can tailor coverage to your specific needs.
• Fast Claims - Quick response and support when you need it most, with dedicated cyber incident response teams.
• Competitive Pricing - Affordable premiums without compromising on coverage or support quality.
• 24/7 Support - Round-the-clock assistance for cyber incidents and claims support when incidents occur.

• 1. Get a Quote - Provide details about your facility and current security measures.
• 2. Review Coverage - Our team explains your options and recommends appropriate coverage levels.
• 3. Customise Your Policy - Adjust coverage limits and add optional protections based on your needs.
• 4. Purchase & Activate - Complete your purchase and receive immediate coverage confirmation.

• Member database protection and GDPR compliance
• Payment processing security (PCI DSS)
• Email and communication system security
• Third-party vendor breach liability
• Business interruption for member services

• Email compromise and phishing protection
• Staff credential theft prevention
• Internal communication system security
• Social engineering attack coverage
• Ransomware recovery for operational systems

Ransomware encrypts booking systems and member data, making them inaccessible until a ransom is paid. Modern ransomware variants also threaten to publish stolen data, creating dual pressure. Recovery costs can exceed £100,000 for sports facilities, not including operational losses from cancelled classes and events.

• Encryption of files and systems
• Data exfiltration threats
• Operational shutdown
• Ransom demands and negotiation

Phishing emails trick staff into revealing credentials or transferring funds. CEO fraud and business email compromise (BEC) scams cost UK businesses millions annually. These attacks exploit human psychology rather than technical vulnerabilities.

• Credential harvesting
• CEO fraud and impersonation
• Fraudulent fund transfers
• Malware distribution

Distributed Denial-of-Service attacks flood your systems with traffic, making websites and booking apps unavailable to legitimate users during peak hours. DDoS attacks can be used as cover for data theft or as extortion tactics.

• Website unavailability
• Service disruption
• Business interruption
• Extortion demands

• Ransom payments: £10,000 - £500,000+
• Forensic investigation: £5,000 - £50,000
• Data recovery services: £10,000 - £100,000
• System restoration: £20,000 - £200,000
• Legal and regulatory defence: £15,000 - £100,000
• Notification and credit monitoring: £5,000 - £50,000

• Network and firewall configuration
• Member data storage and classification
• Access control and authentication systems
• Backup and disaster recovery procedures
• Staff security awareness and training
• Incident response planning and procedures
• Third-party vendor security practices
• Compliance with industry standards

Situation: A multi-location fitness chain was hit by ransomware that encrypted their booking systems across all facilities.

Impact: Without cyber insurance, recovery costs would have exceeded £150,000, plus £50,000 in daily operational losses from cancelled classes.

Resolution: Cyber insurance covered forensic investigation, system restoration, and business interruption losses. The chain resumed full operations within 48 hours with minimal financial impact.

Situation: A sports club's online booking platform was compromised, forcing a 72-hour shutdown during peak season for system remediation.

Impact: Lost bookings and class cancellations exceeded £120,000, with additional recovery and forensic costs.

Resolution: Cyber insurance business interruption coverage compensated for lost revenue and recovery expenses, protecting the club's financial stability.

• Deploy firewalls and intrusion detection systems
• Keep all software and systems patched and updated
• Implement multi-factor authentication (MFA)
• Use strong encryption for data at rest and in transit
• Maintain regular automated backups
• Implement endpoint protection and antivirus
• Monitor network activity and logs
• Segment networks to limit breach impact

Ideal for: Small facilities with basic operations

• Data breach response (up to £100,000)
• Cyber liability (up to £250,000)
• Business interruption (up to £50,000)
• Ransomware coverage (up to £100,000)
• 24/7 incident support

Ideal for: Established facilities with complex operations

• Data breach response (up to £1,000,000)
• Cyber liability (up to £5,000,000)
• Business interruption (up to £1,000,000)
• Ransomware coverage (up to £2,000,000)
• Dependent business interruption
• Dedicated incident response team
• Quarterly risk assessments

• The costs of restoring data and equipment
• Informing members of a data breach
• Meeting ransom demands
• Loss of your net profit from cancelled classes
• Your legal defence costs and damages you are legally liable to pay to members

• GDPR data protection obligations
• PCI DSS payment card security standards
• ISO 27001 information security standards
• Data protection legislation
• Industry-specific compliance frameworks