Cyber Insurance for Solicitors

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Protect your law firm against data breaches, ransomware, and cyber threats with specialist legal sector coverage

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

COMPREHENSIVE CYBER PROTECTION FOR LAW FIRMS

Why Solicitors Need Specialist Cyber Insurance

Law firms are prime targets for cyber criminals due to the highly confidential client data they hold. A single data breach can result in regulatory fines, professional negligence claims, and irreparable reputational damage. Insure24's specialist cyber insurance for solicitors provides comprehensive protection tailored to the unique risks facing legal practices.

Specialist Coverage for Legal Practices

Our cyber insurance policies are specifically designed to address the unique cyber risks facing solicitors and law firms.


  • Client Confidentiality Breach Response - Comprehensive support for breaches involving privileged legal communications and sensitive client information.
  • SRA Regulatory Defence - Expert assistance with Solicitors Regulation Authority investigations, compliance support, and regulatory fine coverage.
  • Professional Indemnity Integration - Seamless coordination with your PI insurance to cover cyber-related professional negligence claims.
  • Case Management System Protection - Coverage for disruption to case management software, document management systems, and legal research platforms.
  • Client Account Security - Protection against fraudulent transfers from client accounts and cyber-enabled financial crime.

Cyber Threats Facing Law Firms

Solicitors face unique and sophisticated cyber threats due to the high-value confidential information they hold.

Targeted Attacks on Legal Practices


  • Spear phishing targeting fee earners and partners
  • Business email compromise and conveyancing fraud
  • Ransomware attacks encrypting case files and client data
  • Insider threats from employees or contractors
  • Supply chain attacks via third-party legal tech providers
  • Client account mandate fraud
  • Unauthorised access to privileged communications
  • Data exfiltration for corporate espionage

Regulatory and Compliance Risks


  • GDPR breach notification requirements
  • SRA reporting obligations
  • Information Commissioner's Office investigations
  • Legal privilege protection failures
  • Client confidentiality breaches
  • Money laundering regulation compliance
  • Cyber Essentials certification requirements
  • Professional conduct rule violations

What Our Cyber Insurance Covers

Comprehensive protection designed specifically for the legal sector.

First-Party Coverage


  • Data Breach Response - Forensic investigation, notification costs, credit monitoring for affected clients, and PR crisis management.
  • Business Interruption - Lost fee income and ongoing expenses when cyber incidents disrupt your practice operations.
  • Cyber Extortion - Ransom negotiation, payment, and recovery costs following ransomware or extortion threats.
  • Data Recovery - Costs to restore case files, client records, and legal documents from backups or reconstruction.
  • System Restoration - IT forensics, malware removal, and system rebuilding expenses.
  • Legal and Expert Costs - Specialist legal advice, cyber security consultants, and incident response teams.

Third-Party Coverage


  • Cyber Liability - Defence costs and damages for claims from clients or third parties affected by your data breach.
  • Regulatory Defence - Legal representation and support for SRA and ICO investigations and enforcement actions.
  • Regulatory Fines - Coverage for GDPR fines and penalties (where insurable by law).
  • Media Liability - Claims arising from defamation, copyright infringement, or privacy violations in digital communications.
  • Network Security Liability - Claims from clients whose data was compromised through your network security failures.
  • Professional Negligence - Cyber-related claims that overlap with professional indemnity coverage.

Real Cyber Incidents Affecting Law Firms

Understanding real-world scenarios helps demonstrate why specialist cyber insurance is essential for solicitors.

Case Study: Conveyancing Fraud


Situation: A small high street law firm's email system was compromised. Criminals intercepted conveyancing correspondence and sent fraudulent bank details to a client purchasing a property. The client transferred £285,000 to the fraudulent account.

Impact: The client sued the firm for negligence. SRA investigation followed. Potential losses exceeded £400,000 including the stolen funds, legal defence costs, and regulatory fines.

Resolution: Cyber insurance covered the fraudulent transfer loss, legal defence costs, SRA investigation support, and crisis management. The firm avoided closure and maintained client relationships.

Case Study: Ransomware Attack


Situation: A mid-sized commercial law firm was hit by ransomware that encrypted all case files, client records, and email systems. Criminals demanded £150,000 and threatened to publish confidential client data online.

Impact: Complete operational shutdown. Court deadlines at risk. Potential GDPR fines and client claims. Total potential losses exceeded £500,000.

Resolution: Cyber insurance provided immediate incident response, ransom negotiation, forensic investigation, system restoration, client notification support, and business interruption coverage. The firm resumed operations within 72 hours.

Case Study: Data Breach


Situation: A family law practice experienced a data breach when an employee's laptop was stolen from their car. The laptop contained unencrypted client files including sensitive divorce proceedings and child custody cases affecting 1,200 clients.

Impact: Mandatory breach notification to ICO and all affected clients. Potential regulatory fines up to £250,000. Multiple client complaints and potential claims.

Resolution: Cyber insurance covered notification costs, credit monitoring services, ICO investigation defence, PR support, and legal advice. The firm avoided significant fines and maintained most client relationships.

Case Study: CEO Fraud


Situation: A corporate law firm's finance team received an urgent email appearing to be from the managing partner requesting an immediate wire transfer of £95,000 for a confidential client matter. The email was a sophisticated spoof.

Impact: Funds were transferred before the fraud was detected. Potential professional negligence claims and reputational damage.

Resolution: Cyber insurance covered the fraudulent transfer loss, forensic investigation, enhanced security implementation, and staff training. The firm recovered financially and implemented stronger verification procedures.

The Financial Impact of Cyber Incidents on Law Firms

Cyber incidents can be financially devastating for legal practices of all sizes.

Direct Costs


  • Forensic investigation: £10,000 - £75,000
  • Legal advice and representation: £15,000 - £150,000
  • Client notification: £5,000 - £50,000
  • Credit monitoring services: £10 - £30 per affected client
  • Ransom payments: £20,000 - £500,000+
  • System restoration: £15,000 - £100,000
  • Data recovery: £10,000 - £80,000
  • PR and crisis management: £10,000 - £50,000

Indirect Costs


  • Lost fee income during downtime: £5,000 - £50,000+ per day
  • Missed court deadlines and professional negligence claims
  • GDPR fines: Up to £17.5 million or 4% of annual turnover
  • SRA disciplinary sanctions and potential practising certificate restrictions
  • Client compensation claims
  • Reputational damage and client loss
  • Increased insurance premiums
  • Staff time and productivity losses
  • Long-term business impact and reduced referrals

Real-World Impact

Research shows that the average cost of a data breach for UK law firms ranges from £100,000 to £500,000 depending on firm size and breach severity. For sole practitioners and small firms, a single significant incident can threaten business viability. Cyber insurance protects your practice and ensures business continuity.

SRA Requirements and Cyber Security

The Solicitors Regulation Authority expects law firms to maintain robust cyber security measures and have appropriate insurance coverage.

SRA Standards and Regulations


  • Duty to protect client confidentiality and information security (SRA Principles)
  • Requirement to maintain adequate insurance arrangements
  • Obligation to report serious data breaches to the SRA
  • Duty to maintain proper governance and risk management
  • Requirement to protect client money and assets
  • Obligation to maintain business continuity arrangements
  • Duty to supervise staff and third-party service providers
  • Requirement to comply with GDPR and data protection laws

How Cyber Insurance Supports Compliance


  • Demonstrates adequate risk management to the SRA
  • Provides financial resources for breach response and remediation
  • Covers costs of SRA investigations and regulatory defence
  • Supports GDPR compliance through breach response services
  • Enables rapid incident response to minimise client impact
  • Provides access to specialist legal and cyber security expertise
  • Covers costs of client notification and credit monitoring
  • Protects against financial losses that could threaten practice viability

Cyber Security Best Practices for Solicitors

Implementing robust cyber security measures reduces your risk and may help lower insurance premiums.

Technical Security Controls


  • Implement multi-factor authentication for all systems
  • Encrypt all client data at rest and in transit
  • Deploy advanced email security and anti-phishing tools
  • Maintain regular automated backups with offline copies
  • Use endpoint detection and response (EDR) software
  • Implement network segmentation and access controls
  • Deploy firewalls and intrusion detection systems
  • Keep all software and systems patched and updated
  • Use secure case management and document management systems
  • Implement secure remote access solutions

Organisational Security Measures


  • Conduct regular cyber security awareness training for all staff
  • Implement clear policies for handling client confidential information
  • Establish verification procedures for payment instructions
  • Develop and test incident response plans
  • Conduct regular security audits and penetration testing
  • Vet and monitor third-party service providers
  • Implement strong password policies and management
  • Establish clear bring-your-own-device (BYOD) policies
  • Maintain detailed security logs and monitoring
  • Consider Cyber Essentials or Cyber Essentials Plus certification

Coverage Levels for Different Firm Sizes

We offer flexible coverage tailored to your firm size, practice areas, and risk profile.

Sole Practitioners & Small Firms (1-5 Fee Earners)


Recommended Coverage:

  • Cyber liability: £250,000 - £1,000,000
  • Data breach response: £100,000 - £250,000
  • Business interruption: £50,000 - £150,000
  • Cyber extortion: £100,000 - £250,000
  • Regulatory defence: £50,000 - £100,000
  • 24/7 incident response hotline
  • Annual security assessment

Medium Firms (6-20 Fee Earners)


Recommended Coverage:

  • Cyber liability: £1,000,000 - £3,000,000
  • Data breach response: £250,000 - £500,000
  • Business interruption: £150,000 - £500,000
  • Cyber extortion: £250,000 - £1,000,000
  • Regulatory defence: £100,000 - £250,000
  • Dedicated incident response team
  • Quarterly security assessments
  • Staff training resources

Large Firms (21-50 Fee Earners)


Recommended Coverage:

  • Cyber liability: £3,000,000 - £5,000,000
  • Data breach response: £500,000 - £1,000,000
  • Business interruption: £500,000 - £1,000,000
  • Cyber extortion: £1,000,000 - £2,000,000
  • Regulatory defence: £250,000 - £500,000
  • Dedicated cyber risk consultant
  • Continuous monitoring and threat intelligence
  • Comprehensive staff training programme

Major Firms (50+ Fee Earners)


Recommended Coverage:

  • Cyber liability: £5,000,000 - £10,000,000+
  • Fully customisable coverage limits
  • Bespoke policy terms and conditions
  • Dedicated cyber risk management team
  • Advanced threat intelligence and monitoring
  • Crisis management and PR support
  • Regulatory compliance consulting
  • Enterprise-level incident response

Practice Area-Specific Cyber Risks

Different legal practice areas face unique cyber threats requiring tailored protection.

Conveyancing & Property Law


  • Payment redirection fraud and mandate fraud
  • Email interception during property transactions
  • Client account compromise
  • Title deed and land registry document fraud
  • High-value transaction targeting by criminals
  • Chain collapse due to cyber incidents

Family Law


  • Highly sensitive personal and financial information
  • Child custody and protection data breaches
  • Domestic abuse victim information exposure
  • Financial settlement data compromise
  • Emotional impact of breaches on vulnerable clients
  • Court document and evidence security

Corporate & Commercial Law


  • Mergers and acquisitions confidential information
  • Corporate espionage and competitor targeting
  • Intellectual property theft
  • Contract and negotiation data breaches
  • Due diligence document security
  • High-value transaction fraud

Litigation & Dispute Resolution


  • Case strategy and privileged communication exposure
  • Evidence tampering or destruction
  • Witness information compromise
  • Court deadline failures due to system outages
  • Opposing party targeting for competitive advantage
  • Settlement negotiation confidentiality breaches

Criminal Defence


  • Client-lawyer privilege protection
  • Sensitive case file security
  • Witness and informant protection
  • Police disclosure document security
  • Legal aid and funding information
  • Court bundle and evidence management

Employment Law


  • Employee personal and HR data breaches
  • Discrimination and harassment case sensitivity
  • Redundancy and restructuring confidentiality
  • Settlement agreement data protection
  • Tribunal evidence and witness statements
  • Workplace investigation confidentiality

Why Choose Insure24 for Solicitors Cyber Insurance


  • Legal Sector Expertise - We understand the unique cyber risks facing solicitors and law firms, with specialist knowledge of SRA requirements and legal sector compliance.
  • Rapid Incident Response - 24/7 access to cyber security experts and legal specialists who understand the urgency of law firm cyber incidents.
  • SRA-Aware Support - Our team understands SRA reporting obligations and can guide you through regulatory requirements following an incident.
  • Professional Indemnity Integration - Seamless coordination with your PI insurance to ensure comprehensive protection without coverage gaps.
  • Competitive Premiums - Affordable rates for law firms of all sizes without compromising on coverage quality or support services.
  • Tailored Coverage - Policies customised to your practice areas, firm size, and specific risk profile.

How to Get Cyber Insurance for Your Law Firm


  • 1. Contact Us - Call 0330 127 2333 or request a quote online with details about your firm size, practice areas, and current security measures.
  • 2. Risk Assessment - We'll conduct a comprehensive cyber risk assessment tailored to your legal practice and identify your specific vulnerabilities.
  • 3. Tailored Quote - Receive a detailed quote with coverage options specifically designed for your firm's needs and risk profile.
  • 4. Policy Customisation - Work with our specialists to adjust coverage limits, add optional protections, and ensure comprehensive coverage.
  • 5. Immediate Coverage - Once purchased, your policy activates immediately, providing instant protection and access to incident response services.
Quote icon

When our firm was hit by a ransomware attack, Insure24's cyber insurance provided immediate support. Their understanding of legal sector requirements and SRA obligations was invaluable. We were back operating within 48 hours.

Michael T., Senior Partner, Commercial Law Firm

COMPREHENSIVE PROTECTION


  • Client confidential data breach response and recovery
  • SRA regulatory investigation defence and support
  • Ransomware negotiation and payment coverage
  • Business interruption and lost fee income protection
  • Legal defence costs and client compensation claims
  • GDPR fine coverage and ICO investigation support
  • Crisis management and reputational protection
  • 24/7 incident response and expert guidance

Regulatory Compliance Support

Our cyber insurance policies help solicitors meet their regulatory obligations and professional standards.


  • GDPR data protection compliance and breach notification support
  • SRA Standards and Regulations adherence
  • Information Commissioner's Office investigation defence
  • Legal privilege and client confidentiality protection
  • Cyber Essentials certification support
  • Money laundering regulation compliance
  • Professional conduct rule compliance
  • Business continuity and disaster recovery planning

FREQUENTLY ASKED QUESTIONS

+-

Why do solicitors need cyber insurance?

Solicitors handle highly confidential client information and are prime targets for cyber criminals. A data breach can result in SRA disciplinary action, GDPR fines up to £17.5 million, professional negligence claims, and severe reputational damage. Cyber insurance provides financial protection and expert support to manage these risks effectively.

+-

Does cyber insurance cover conveyancing fraud?

Yes, most cyber insurance policies for solicitors include coverage for business email compromise and payment redirection fraud, including conveyancing fraud. This typically covers the fraudulent transfer amount, legal defence costs, and regulatory investigation expenses, subject to policy terms and conditions.

+-

How does cyber insurance work with professional indemnity insurance?

Cyber insurance and professional indemnity insurance are complementary. PI insurance covers claims arising from professional negligence in legal advice and services, while cyber insurance covers losses from cyber attacks, data breaches, and technology failures. Many cyber incidents can trigger both policies, and insurers coordinate coverage to avoid gaps or disputes.

+-

Does cyber insurance cover SRA fines and penalties?

Cyber insurance typically covers the costs of defending SRA investigations and regulatory proceedings. However, coverage for SRA fines and penalties themselves depends on policy terms and whether such fines are legally insurable. Most policies cover GDPR fines (where insurable by law) and legal defence costs for regulatory investigations.

+-

What happens if client confidential information is breached?

Cyber insurance provides immediate incident response including forensic investigation, breach containment, client notification support, credit monitoring services, PR crisis management, and legal advice. The policy covers costs of regulatory defence, client compensation claims, and business interruption losses. You'll have access to specialist legal and cyber security experts 24/7.

+-

How much cyber insurance coverage do solicitors need?

Coverage needs vary by firm size and practice area. Sole practitioners typically need £250,000-£1,000,000 in cyber liability coverage, while larger firms may require £5,000,000-£10,000,000 or more. Consider your number of clients, types of data held, practice areas, and potential exposure when determining appropriate limits. We can help assess your specific needs.

+-

Does cyber insurance cover ransomware attacks on law firms?

Yes, cyber insurance for solicitors includes comprehensive ransomware coverage including ransom negotiation and payment, forensic investigation, system restoration, data recovery, business interruption losses, and costs to notify clients and regulators. You'll have immediate access to specialist ransomware negotiators and incident response teams.

+-

What cyber security measures do insurers require?

Insurers typically require multi-factor authentication, regular backups, antivirus software, firewalls, email security, encryption for client data, regular software updates, and staff security awareness training. Many insurers offer premium discounts for firms with Cyber Essentials certification or enhanced security measures. We can advise on meeting these requirements.

+-

How quickly can I get cyber insurance for my law firm?

We can provide an initial quote within hours. For comprehensive coverage, allow 1-3 business days for risk assessment and policy customisation. Once purchased, coverage activates immediately, providing instant access to incident response services and 24/7 support hotlines.

+-

Does cyber insurance cover email interception fraud?

Yes, cyber insurance covers business email compromise including email interception, account takeover, and fraudulent payment instructions. This is particularly important for conveyancing practices where criminals intercept property transaction emails to redirect completion funds. Coverage includes the fraudulent transfer amount and associated costs.

+-

What information do I need to get a quote?

You'll need details about your firm size, number of fee earners, practice areas, annual revenue, types of client data held, current security measures, case management systems used, and any previous cyber incidents. We'll also ask about your backup procedures, staff training, and whether you have Cyber Essentials certification.

+-

Does cyber insurance cover cloud-based case management systems?

Yes, cyber insurance covers losses resulting from failures, breaches, or outages of cloud-based case management, document management, and practice management systems. This includes business interruption losses when you cannot access critical systems, data recovery costs, and liability for client data compromised through cloud service providers.

+-

Can I get cyber insurance if my firm has had a previous breach?

Yes, previous breaches don't automatically disqualify you from coverage. Insurers will assess what remediation measures you've implemented since the incident. Demonstrating improved security practices, staff training, and robust incident response procedures can help secure coverage at competitive rates.

+-

Does cyber insurance cover legal privilege breaches?

Yes, cyber insurance covers breaches of legally privileged communications and confidential client information. This includes forensic investigation to determine what was accessed, notification costs, legal advice on privilege implications, regulatory defence, and claims from clients whose privileged information was compromised.

+-

What is the claims process for solicitors cyber insurance?

Contact our 24/7 incident response hotline immediately. We'll activate specialist cyber security and legal experts, arrange forensic investigation, guide you through SRA reporting obligations, coordinate client notifications, and manage all aspects of the response. Your dedicated claims handler will support you throughout the process.

+-

Does cyber insurance cover insider threats from employees?

Yes, cyber insurance covers losses from malicious insider actions such as data theft, sabotage, or unauthorised disclosure by employees, contractors, or temporary staff. Coverage includes investigation costs, notification expenses, regulatory defence, and client claims, provided the actions were not authorised by firm owners or partners.

+-

How does cyber insurance help with GDPR compliance?

Cyber insurance provides breach notification support, covers costs of notifying affected individuals within 72 hours, provides legal advice on GDPR obligations, covers ICO investigation defence costs, and includes coverage for GDPR fines (where legally insurable). Policies also provide access to data protection specialists and compliance experts.

+-

What is business interruption coverage for law firms?

Business interruption coverage compensates for lost fee income and ongoing expenses when cyber incidents prevent you from operating normally. This includes inability to access case management systems, email outages, ransomware shutdowns, or system failures. Coverage typically includes lost revenue, staff costs, and extra expenses to maintain operations.

+-

Does cyber insurance cover phishing attacks on solicitors?

Yes, cyber insurance covers losses from phishing attacks including compromised credentials, fraudulent fund transfers, data breaches resulting from phishing, and costs to investigate and remediate the incident. This includes CEO fraud, invoice fraud, and other social engineering attacks targeting law firm staff.

+-

Can sole practitioners get cyber insurance?

Absolutely. Sole practitioners are increasingly targeted by cyber criminals and face the same regulatory obligations as larger firms. We offer tailored cyber insurance for sole practitioners with coverage limits and premiums appropriate for smaller practices, typically starting from £250,000 in cyber liability coverage.

+-

Does cyber insurance cover remote working risks?

Yes, cyber insurance covers risks associated with remote working including home network vulnerabilities, personal device usage, unsecured Wi-Fi connections, and increased phishing risks. Coverage includes breaches resulting from remote access, VPN compromises, and security failures in home working environments.

+-

What is the cost of cyber insurance for solicitors?

Premiums vary based on firm size, practice areas, revenue, data sensitivity, security measures, and coverage limits. Sole practitioners might pay £500-£2,000 annually, while larger firms could pay £5,000-£50,000+ depending on coverage. Firms with strong security measures and Cyber Essentials certification often receive premium discounts.

+-

Does cyber insurance cover third-party service provider breaches?

Yes, many policies include dependent business interruption coverage for losses when third-party providers (case management software, cloud storage, email providers) experience cyber incidents that disrupt your operations. This covers lost income and extra expenses during the outage, plus liability for client data compromised through third parties.

+-

How does cyber insurance help with court deadline failures?

If a cyber incident prevents you from meeting court deadlines, cyber insurance can cover professional negligence claims from clients, costs to seek deadline extensions, emergency IT support to restore systems, and business interruption losses. However, coverage depends on the incident being beyond your reasonable control.

+-

Does cyber insurance provide staff training resources?

Many cyber insurance policies include access to security awareness training resources, phishing simulation tools, best practice guides, and educational materials for law firm staff. Some insurers offer premium discounts for firms that complete regular staff training programmes.

+-

What is cyber extortion coverage?

Cyber extortion coverage protects against threats to release confidential client data, launch DDoS attacks, or damage systems unless a ransom is paid. Coverage includes extortion payments, professional negotiator fees, investigation costs, and expenses to prevent data publication or system damage.

+-

Can I adjust my coverage as my firm grows?

Yes, cyber insurance policies can be adjusted to reflect firm growth, new practice areas, increased client numbers, or enhanced technology usage. We recommend reviewing coverage annually at renewal or whenever significant changes occur such as mergers, new offices, or major technology investments.

+-

Does cyber insurance cover reputational damage?

Yes, most policies include public relations and crisis management support to protect and restore your firm's reputation following a cyber incident. This includes media management, client communication strategies, reputation monitoring, and professional PR consultants to minimise long-term reputational impact.

+-

What happens if client account funds are stolen?

Cyber insurance can cover fraudulent transfers from client accounts resulting from cyber incidents such as email compromise, account takeover, or payment fraud. Coverage includes the stolen amount, investigation costs, legal defence, and regulatory investigation support. This is particularly important for conveyancing practices handling large property transactions.

+-

Does cyber insurance cover lost or stolen laptops and devices?

Cyber insurance covers the data breach consequences of lost or stolen devices containing client information, including notification costs, credit monitoring, regulatory defence, and client claims. However, the physical device replacement is typically covered under property insurance, not cyber insurance.

+-

How long does cyber insurance coverage last?

Cyber insurance policies typically run for 12 months and can be renewed annually. Coverage is on a "claims-made" basis, meaning claims must be made during the policy period for incidents that occur during or after the policy start date. Extended reporting periods may be available to cover incidents discovered after policy expiration.

+-

Does cyber insurance cover cryptocurrency-related losses?

Coverage for cryptocurrency theft or losses can be included as an optional extension for law firms that hold or transact in cryptocurrency. This is increasingly relevant for firms handling crypto assets in divorce settlements, estate administration, or commercial transactions. Discuss your specific needs with us.

+-

What is the difference between cyber insurance and crime insurance?

Crime insurance covers traditional fraud and theft, while cyber insurance specifically covers technology-related risks including data breaches, ransomware, and cyber liability. Many cyber incidents involve both elements, and policies can be coordinated. We recommend both types of coverage for comprehensive protection.

+-

Does cyber insurance cover social media risks?

Yes, cyber insurance can cover social media-related risks including account takeover, defamation claims, privacy violations, and reputational damage from compromised social media accounts. This is increasingly important as law firms use social media for marketing and client communication.

+-

How does cyber insurance help with ICO investigations?

Cyber insurance provides specialist legal representation for Information Commissioner's Office investigations, covers legal defence costs, provides data protection expertise, helps prepare responses to ICO inquiries, and covers costs of implementing remediation measures required by the ICO.

+-

Can I get cyber insurance if I use cloud-based systems?

Yes, cyber insurance is available and recommended for firms using cloud-based case management, document management, and email systems. Coverage addresses risks specific to cloud computing including service provider breaches, access control failures, and business interruption from cloud outages.

+-

Does cyber insurance cover accidental data deletion?

Coverage for accidental data deletion varies by policy. Some policies cover costs to recover accidentally deleted data if it results from a covered cyber incident. However, routine data loss from human error without a cyber component may not be covered. Check your specific policy terms.

+-

What is retroactive coverage in cyber insurance?

Retroactive coverage extends protection to incidents that occurred before your policy start date but were not discovered until after. This is important because cyber breaches can remain undetected for months. The retroactive date determines how far back coverage extends, typically to your first cyber insurance policy date with that insurer.

+-

Does cyber insurance cover legal research platform breaches?

Yes, if your legal research platform provider experiences a breach that compromises your firm's data or disrupts your operations, dependent business interruption coverage can apply. This covers lost income and extra expenses during the outage, plus any liability arising from the breach.

+-

How does cyber insurance support business continuity?

Cyber insurance provides financial resources to maintain operations during incidents, covers extra expenses for temporary systems and staff, funds emergency IT support, compensates for lost income, and provides access to business continuity specialists who help restore normal operations quickly.

+-

What should I do immediately after discovering a cyber incident?

Contact your cyber insurance provider's 24/7 incident response hotline immediately. Do not pay any ransom or take remediation action without consulting insurers first, as this may affect coverage. Preserve evidence, document the incident, and follow your insurer's guidance on containment, investigation, and notification.

Related Blogs

Cyber Security Risk Assessment for Insurance Purposes

In today's digital landscape, cyber threats pose an unprecedented risk to businesses of all sizes. From data breaches to ransomware attacks, the financial and reputational damage can be catastrophic.…

Best Cyber Insurance Providers in the UK 2025

By Insure 24

Best Cyber Insurance Providers in the UK 2025

Cyber threats are evolving faster than ever, and UK businesses face increasingly sophisticated attacks that can result in devastating financial and reputational damage. Whether you're a small startup, a grow…

How Much Does Cyber Insurance Cost for UK SMEs?

Cyber attacks are no longer a distant threat—they're a daily reality for UK businesses. In 2024, small and medium-sized enterprises (SMEs) faced an unprecedented surge in cyber incidents, fro…

What Does Cyber Insurance Cover? A Complete UK Guide

Cyber attacks are no longer a question of if, but when. In today's digital landscape, businesses of all sizes face unprecedented threats from hackers, ransomware, data breaches, and malicious so…