Understanding policy exclusions helps you identify coverage gaps and make informed decisions about your cyber protection strategy.
Most cyber insurance policies contain standard exclusions. Understanding these helps you assess your true coverage and identify additional protection needs.
Insurers expect businesses to maintain basic security standards. Failures in these areas often result in coverage denial.
Most cyber policies exclude losses from acts of war, terrorism, and political events, similar to traditional insurance policies.
Certain financial losses and regulatory penalties may be excluded or limited under standard cyber policies.
Losses involving third parties or contractual obligations often have specific limitations or exclusions.
Understanding exclusions allows you to take proactive steps to protect your business and potentially improve your coverage.
What are the most common cyber insurance exclusions?
Can I get coverage for excluded risks?
Does cyber insurance cover employee negligence?
Are regulatory fines always excluded?
What happens if I don't meet security requirements?
Understanding our policy exclusions helped us identify coverage gaps and strengthen our overall risk management strategy
James T., Manufacturing DirectorOur insurance specialists can review your specific needs and explain exactly what is and isn't covered under different policy options.
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