• Client confidential data breaches and exposure
• Email compromise and phishing attacks targeting consultants
• Ransomware attacks encrypting client deliverables
• Laptop theft or loss containing sensitive client information
• Cloud storage breaches exposing multiple client files
• Accidental data disclosure through misdirected emails
• Third-party vendor breaches affecting your client data
• Remote working vulnerabilities and unsecured networks

• Data Breach Response - Forensic investigation, client notification, credit monitoring, and PR support following a breach
• Cyber Liability - Protection against claims from clients whose data you've lost or exposed
• Business Interruption - Lost income when cyber attacks prevent you from delivering client work
• Ransomware Coverage - Ransom negotiation, payment, and system restoration costs
• Regulatory Defence - Legal costs and fines for GDPR and data protection violations
• Crisis Management - PR and reputation management following cyber incidents
• Cyber Extortion - Coverage for threats to release your client data
• Social Engineering - Protection against CEO fraud and payment diversion scams

• Strategic business data and confidential client information protection
• Board-level presentation and sensitive financial data security
• Organisational restructuring plans and confidential employee data
• Competitive analysis and market intelligence protection
• Multi-client data segregation and breach containment

• Employee personal data and sensitive HR records
• Payroll information and compensation data protection
• Disciplinary records and performance management data
• Recruitment databases and candidate information
• GDPR compliance for employee data processing

• Client financial records and investment portfolios
• Banking credentials and transaction data
• Tax information and confidential financial planning
• Regulatory compliance for financial data protection
• Wire transfer fraud and payment diversion protection

• Forensic investigation and breach analysis: £5,000 - £30,000
• Client notification and communication: £3,000 - £15,000
• Legal fees and regulatory defence: £10,000 - £50,000
• Credit monitoring for affected clients: £2,000 - £10,000
• System restoration and data recovery: £5,000 - £25,000
• PR and crisis management: £5,000 - £20,000
• GDPR fines: Up to £17.5 million or 4% of turnover

Consultants are frequently targeted by sophisticated phishing campaigns designed to steal client data or divert payments. Attackers impersonate clients, partners, or service providers to gain access to sensitive information or manipulate financial transactions.

• Fake client emails requesting urgent file access
• Invoice fraud and payment redirection scams
• Credential harvesting targeting cloud storage
• Spear phishing using publicly available consultant information

Consultants work from multiple locations, making laptops, tablets, and phones vulnerable to theft or loss. Unencrypted devices can expose years of client data across multiple engagements.

• Laptop theft from vehicles, offices, or public spaces
• Lost mobile devices with client email access
• USB drives containing unencrypted client files
• Stolen backup drives with historical client data

Human error remains one of the biggest cyber risks for consultants. Misdirected emails, incorrect file sharing, or accidental inclusion of confidential information can breach client trust and trigger regulatory action.

• Sending client files to wrong email addresses
• Including confidential data in group emails
• Failing to redact sensitive information from documents
• Accidentally sharing edit access instead of view-only

• Maintain appropriate security measures for client data
• Report data breaches to clients within 72 hours
• Notify affected individuals when required
• Maintain records of data processing activities
• Implement data protection by design and default
• Conduct Data Protection Impact Assessments when required
• Ensure lawful basis for all data processing
• Cooperate with Information Commissioner's Office investigations

Situation: An HR consultant's email account was compromised, exposing employee personal data for three client companies including salary information, disciplinary records, and health data for over 500 employees.

Impact: GDPR notification requirements, potential ICO investigation, client contract terminations, and reputational damage. Estimated costs exceeded £60,000.

Resolution: Cyber insurance covered forensic investigation, legal representation, notification costs, credit monitoring for affected employees, and PR support. The consultant retained two of three clients and avoided ICO fines.

Situation: A marketing consultant accidentally shared a Google Drive folder containing customer databases for five clients publicly. The breach wasn't discovered for three weeks, exposing over 50,000 customer records.

Impact: Massive GDPR notification requirements, potential fines, client lawsuits, and complete loss of professional credibility.

Resolution: Cyber insurance covered notification costs for 50,000+ individuals, legal defence against client claims, ICO representation resulting in reduced fines, and crisis PR that helped rebuild reputation. Total coverage exceeded £95,000.

• Enable full disk encryption on all laptops and mobile devices
• Use multi-factor authentication for all cloud services
• Implement automatic backup systems with encryption
• Use VPN when working on public or client networks
• Keep all software and operating systems updated
• Deploy endpoint protection and antivirus software
• Use password managers for strong, unique passwords
• Enable remote wipe capabilities on mobile devices

• Obtain written consent for all data processing activities
• Store only the minimum necessary client data
• Delete client data promptly after engagement completion
• Use separate devices or profiles for different clients when possible
• Encrypt sensitive files before email transmission
• Maintain audit logs of who accessed client data
• Conduct regular data inventory and classification reviews
• Establish clear data breach notification procedures

Ideal for: Independent consultants with 1-5 active clients

• Data breach response (up to £100,000)
• Cyber liability (up to £250,000)
• Business interruption (up to £50,000)
• Ransomware coverage (up to £50,000)
• Regulatory defence and fines (up to £100,000)
• Social engineering (up to £25,000)
• 24/7 incident response hotline

Ideal for: Consultancies with 10+ consultants and major clients

• Data breach response (up to £1,000,000)
• Cyber liability (up to £5,000,000)
• Business interruption (up to £1,000,000)
• Ransomware coverage (up to £1,000,000)
• Regulatory defence and fines (up to £2,000,000)
• Social engineering (up to £500,000)
• Dedicated incident response team
• Quarterly security assessments
• Reputation management services

• 1. Contact Us - Call 0330 127 2333 or request a quote online
• 2. Provide Information - Share details about your consulting business, client base, and data handling practices
• 3. Risk Assessment - We'll evaluate your cyber risk profile and security measures
• 4. Compare Quotes - Review multiple quotes from leading insurers
• 5. Customise Coverage - Adjust limits and add optional protections
• 6. Purchase & Activate - Complete your purchase and receive immediate coverage confirmation

• Specialist Expertise - We understand the unique cyber risks facing consultants across all specialisms
• Tailored Coverage - Policies designed specifically for consulting businesses, not generic cyber insurance
• Competitive Pricing - We compare quotes from multiple leading insurers to find the best value
• Fast Response - 24/7 incident support with cyber security experts available immediately
• GDPR Expertise - Specialist knowledge of data protection regulations affecting consultants
• Claims Support - Dedicated claims handlers who understand consulting business operations
• Risk Management - Complimentary security assessments and best practice guidance
• Professional Integration - Cyber insurance that works alongside your professional indemnity coverage

• Client data breach response and notification costs
• Regulatory defence and GDPR fine coverage
• Ransomware negotiation and recovery
• Business interruption for lost consulting income
• Social engineering and payment fraud protection
• Crisis management and reputation protection
• Legal defence costs and liability claims
• 24/7 cyber incident response support

• Claims arising from professional advice or services
• Errors, omissions, or negligence in consulting work
• Breach of professional duty to clients
• Defamation or intellectual property claims
• Financial losses from your recommendations