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INSURANCE FOR TECHNOLOGY SECTOR CONTRACTORS
Cover for Contractors Behind Digital, Cloud & IT Change
Technology sector contractors are at the heart of digital transformation — delivering coding, systems integration, cloud migration, data analytics, cyber security and infrastructure change. When projects go wrong, systems fail or expectations aren’t met, clients may seek to recover losses from the contractors involved.
Technology Sector Contractor Insurance from Insure24 is designed for IT contractors, consultants and specialists working across software, infrastructure, cloud, cyber, telecoms and digital projects, whether outside IR35, inside IR35 or via consultancies.
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What Does Technology Sector Contractor Insurance Include?
Core covers tailored for IT, digital and technology projects.
- Professional Indemnity (PI) – errors in advice, design, configuration or implementation
- Technology Errors & Omissions (Tech E&O)
- Cyber Liability – data breaches, ransomware and system compromise
- Intellectual Property (IP) infringement cover
- Public Liability – injury or property damage at client premises
- Business Interruption (following insured cyber events)
- Employers’ Liability (if you employ staff/associates)
- Portable equipment cover for laptops & devices
Common Risks for Technology Sector Contractors
Typical issues that lead to claims, complaints or contract disputes.
- System outages caused by configuration or deployment errors
- Bugs or defects in software delivered to clients
- Security vulnerabilities introduced into applications or infrastructure
- Failed integrations or migrations impacting business operations
- Data loss or corruption during project work
- Missed deadlines and milestone disputes
- IP disputes over code, frameworks or tools used
Why Technology Contractors Choose Insure24
- Experience with IT, software, cloud and digital project risks
- Policies suitable for outside IR35, inside IR35 and consultancy models
- Cover aligned with major corporate and public-sector contract requirements
- Option to combine PI, Cyber and Public Liability in one package
- Fast, contract-ready documentation for onboarding and frameworks
- Access to specialist tech-sector insurers
How to Arrange Technology Sector Contractor Insurance
- 1. Tell us your specialist area – software, cloud, cyber, data, infrastructure, etc.
- 2. Confirm your turnover, day rate and typical client types
- 3. Share contract insurance requirements (PI limits, Cyber, PL)
- 4. We approach specialist tech-sector insurers on your behalf
- 5. You choose cover limits and options that match your risk
- 6. Documents issued promptly for onboarding and compliance
SUITABLE FOR A WIDE RANGE OF TECH ROLES
- Software & application developers
- Cloud & infrastructure engineers
- DevOps & platform engineers
- Cyber security consultants
- Data engineers & analysts
- IT project & programme managers
- Digital transformation and technology change consultants
FREQUENTLY ASKED QUESTIONS
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Do technology contractors need Professional Indemnity insurance?
Yes. Most IT and technology contracts specify PI as mandatory due to the financial and operational
impact of system failures, bugs and configuration errors.
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Is Cyber Insurance included or separate?
Cyber cover can be included within a tech PI package or arranged separately. Many contractors
choose combined PI + Cyber for better value and clarity.
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Are outside IR35 contractors covered?
Yes. Our policies are suitable for outside IR35 limited company contractors as well as
consultancy models and some inside IR35 arrangements.
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Does the insurance cover remote and hybrid working?
Yes. Cover can apply whether you work onsite, remotely or in a hybrid pattern, subject to
territorial and jurisdiction wording in the policy.
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How quickly can Technology Sector Contractor Insurance be arranged?
In many cases, cover can be arranged the same day, especially where you have clear contract
requirements and project details available.