Public Sector Contractor Insurance

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Specialist insurance for public sector contractors working with councils, NHS trusts, government departments, MOD, education, and other regulated environments.

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR PUBLIC SECTOR CONTRACTORS

Specialist Cover for Government & Regulated Work

Public sector contractors often face strict compliance requirements, higher liability expectations and sensitive data responsibilities. Our specialist insurance provides full protection for contractors engaging with government and public bodies.

What Public Sector Contractor Insurance Covers


  • Professional Indemnity for advisory errors or incorrect recommendations
  • Public Liability for accidental property damage or injury on-site
  • Cyber Liability for data breaches or system access errors
  • Employers’ Liability for contractors using subcontractors
  • Contractual cover required by councils, NHS, MOD and other public bodies
  • Cover for working with sensitive or regulated data

FREQUENTLY ASKED QUESTIONS

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Do public sector contractors need Professional Indemnity?

Yes. PI is normally mandatory when working with councils, NHS trusts and other public organisations due to the impact of incorrect advice or analysis.

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Is Cyber Insurance required for public sector roles?

Often yes. Public sector contractors may handle regulated or confidential data, making cyber liability essential.

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Do government contracts require specific insurance levels?

Yes. Many government bodies stipulate minimum PI and PL limits, often higher than private-sector requirements.

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