Oil & Gas Contractor Insurance

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Specialist insurance for offshore, onshore, upstream and downstream oil & gas contractors, engineers, surveyors & technical specialists working in hazardous environments.

CALL FOR EXPERT ADVICE
GET A QUOTE NOW

Specialist insurers for oil & gas contractors

INSURANCE DESIGNED FOR OIL & GAS CONTRACTORS

  • OFFSHORE RISK

  • HAZARDOUS ENVIRONMENTS

  • INTERNATIONAL WORK

  • TECHNICAL OPERATIONS

Why Oil & Gas Contractors Need Specialist Insurance

Oil & gas work often involves offshore platforms, drilling operations, pipeline inspections, remote locations and high-risk engineering activities. Contracts typically require professional indemnity, public liability, employers’ liability and sometimes extended cover for hazardous locations or international work. Insurers assess oil & gas risk very differently to general contractor insurance, so specialist cover is essential.

Key Oil & Gas Contractor Insurance Cover

Flexible protection for offshore, onshore, drilling, pipeline and energy-sector contractors.


  • Professional Indemnity – covers errors in engineering, inspection, design, reporting & analysis.
  • Public Liability – required for most on-site and offshore work.
  • Employers’ Liability – essential for limited companies with employees or labour-only subcontractors.
  • Offshore Liability Extensions – tailored for platforms, rigs, FPSO vessels & subsea operations.
  • International Work Cover – risks outside the UK, including Middle East, Africa & Europe.
  • Tools & Equipment – specialist instruments, PPE, laptops & technical equipment.
  • Personal Accident – valuable for contractors in high-risk environments.
  • Business Travel – cover for frequent overseas consultancy or project assignments.

Common Risks for Oil & Gas Contractors


  • Engineering or calibration errors affecting operational safety.
  • Inspection or reporting issues leading to financial loss for operators.
  • Accidents or injuries on offshore platforms or hazardous sites.
  • Damage to expensive plant, machinery or equipment.
  • Contract disputes over delays, variations or deliverables.
  • Working internationally without compliant insurance.
  • Loss or damage to specialist inspection or survey equipment.
  • Claims arising from failure to follow safety, environmental or operational procedures.

Why Choose Insure24 for Oil & Gas Contractor Insurance?


  • Experience insuring offshore & high-risk technical contractors.
  • Access to insurers with dedicated oil & gas underwriting expertise.
  • Policies built for energy, drilling, downstream & subsea contractors.
  • Cover for tools, offshore travel, consultancy, design & inspection.
  • Flexible cover for self-employed, limited companies & consultants.
  • Fast documentation for energy-sector procurement teams.
  • Support aligning your insurance to operator & contractor agreements.

How to Arrange Oil & Gas Contractor Insurance


  • 1. Tell us your oil & gas role – offshore, onshore, drilling, subsea, inspection etc.
  • 2. Confirm whether you work offshore, overseas or in hazardous areas.
  • 3. Share contract requirements for PI, PL, EL & offshore extensions.
  • 4. We source specialist insurers who understand energy-sector risk.
  • 5. Receive tailored oil & gas contractor quotes with compliant cover.

Oil & Gas Contractor Roles We Cover

Insurance for contractors across the entire energy lifecycle.

Engineering & Inspection


  • Mechanical Engineers
  • Pipeline Inspectors
  • NDT (Non-Destructive Testing) Technicians
  • Rotating Equipment Engineers
  • Instrumentation & Controls Specialists
  • Commissioning Engineers

Operations & Specialist Roles


  • Offshore Surveyors
  • Drilling Engineers
  • Well Services Contractors
  • Subsea Engineers
  • Health & Safety Consultants
  • Environmental & Compliance Specialists

I work offshore as an engineering consultant. Insure24 were the first broker who understood the offshore extensions I needed and got me compliant for my client’s contractor agreement within a day.

James P., Offshore Contractor

FREQUENTLY ASKED QUESTIONS

+>-

Do oil & gas contractors need specialist insurance?

Yes. The oil & gas sector involves hazardous environments, offshore risks and strict contract requirements. Standard contractor insurance rarely provides sufficient cover.

+>-

Can insurance cover offshore work?

Yes – but only when offshore extensions are specifically included. We arrange cover for rigs, platforms, FPSOs, subsea work and remote environments.

+>-

Do I need employers’ liability as a contractor?

If you operate as a limited company with employees or labour-only subcontractors, employers’ liability is a legal requirement. It is also often required for offshore access.

+>-

Can I get insurance for international work?

Yes – many oil & gas contractors work overseas. We can include international cover, subject to insurer approval and risk assessment.

+>-

Can I pay monthly?

Yes – monthly instalments are available through premium finance (subject to status), which is popular for contractors on rotating schedules.

Related Blogs

Common Claims Made Against Contractors (With Examples)

Introduction

Contracting work is hands-on, deadline-driven, and often carried out in busy environments where other trades, clients, and members of the public are nearby. Even when you do everything…

Should Marketing Consultants Buy PI Insurance?

Introduction

If you’re a marketing consultant, your “product” is your advice. Whether you’re running paid media, building a brand strategy, managing a product launch, or advising on…

Why DevOps Engineers Need Specialist Insurance

By Insure 24

Why DevOps Engineers Need Specialist Insurance

The role of a DevOps engineer has become increasingly critical in today's technology-driven business landscape. As organizations rely more heavily on continuous integration, continuous deployment, and autom…

the-complete-insurance-guide-for-it-contractors

By Insure 24

The Complete Insurance Guide for IT Contractors


Introduction

Running an IT contracting business comes with unique risks—from client disputes over project delivery to data breaches affecting sensitive information. Whether you're a freelance deve…

Top 10 Insurance Mistakes Contractors Make

By Insure 24

Top 10 Insurance Mistakes Contractors Make

Running a contracting business means juggling multiple responsibilities—from project management and client relations to invoicing and compliance. With so much on your plate, it's easy to overlook critical…

Why Public Liability Isn't Enough for Contractors

Introduction

Public liability insurance is often seen as the bare minimum for contractors. It's the policy that covers you when someone gets injured on your site or their property is damaged because of …

The Complete Insurance Checklist for UK Contractors

Running a contracting business in the UK requires more than just technical skills and a strong work ethic. One of the most critical aspects of protecting your business, your team, and your clients is h…

Inside vs Outside IR35: What Insurance Changes?


Introduction

If you're a contractor or freelancer working in the UK, you've likely heard the term "IR35" thrown around. But what does it actually mean, and more importantly, how does your IR35 status im…