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Specialist insurers for oil & gas contractors
INSURANCE DESIGNED FOR OIL & GAS CONTRACTORS
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OFFSHORE RISK
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HAZARDOUS ENVIRONMENTS
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INTERNATIONAL WORK
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TECHNICAL OPERATIONS
Why Oil & Gas Contractors Need Specialist Insurance
Oil & gas work often involves offshore platforms, drilling operations, pipeline inspections, remote locations and high-risk engineering activities. Contracts typically require professional indemnity, public liability, employers’ liability and sometimes extended cover for hazardous locations or international work. Insurers assess oil & gas risk very differently to general contractor insurance, so specialist cover is essential.
Key Oil & Gas Contractor Insurance Cover
Flexible protection for offshore, onshore, drilling, pipeline and energy-sector contractors.
- Professional Indemnity – covers errors in engineering, inspection, design, reporting & analysis.
- Public Liability – required for most on-site and offshore work.
- Employers’ Liability – essential for limited companies with employees or labour-only subcontractors.
- Offshore Liability Extensions – tailored for platforms, rigs, FPSO vessels & subsea operations.
- International Work Cover – risks outside the UK, including Middle East, Africa & Europe.
- Tools & Equipment – specialist instruments, PPE, laptops & technical equipment.
- Personal Accident – valuable for contractors in high-risk environments.
- Business Travel – cover for frequent overseas consultancy or project assignments.
Common Risks for Oil & Gas Contractors
- Engineering or calibration errors affecting operational safety.
- Inspection or reporting issues leading to financial loss for operators.
- Accidents or injuries on offshore platforms or hazardous sites.
- Damage to expensive plant, machinery or equipment.
- Contract disputes over delays, variations or deliverables.
- Working internationally without compliant insurance.
- Loss or damage to specialist inspection or survey equipment.
- Claims arising from failure to follow safety, environmental or operational procedures.
Why Choose Insure24 for Oil & Gas Contractor Insurance?
- Experience insuring offshore & high-risk technical contractors.
- Access to insurers with dedicated oil & gas underwriting expertise.
- Policies built for energy, drilling, downstream & subsea contractors.
- Cover for tools, offshore travel, consultancy, design & inspection.
- Flexible cover for self-employed, limited companies & consultants.
- Fast documentation for energy-sector procurement teams.
- Support aligning your insurance to operator & contractor agreements.
How to Arrange Oil & Gas Contractor Insurance
- 1. Tell us your oil & gas role – offshore, onshore, drilling, subsea, inspection etc.
- 2. Confirm whether you work offshore, overseas or in hazardous areas.
- 3. Share contract requirements for PI, PL, EL & offshore extensions.
- 4. We source specialist insurers who understand energy-sector risk.
- 5. Receive tailored oil & gas contractor quotes with compliant cover.
Oil & Gas Contractor Roles We Cover
Insurance for contractors across the entire energy lifecycle.
Engineering & Inspection
- Mechanical Engineers
- Pipeline Inspectors
- NDT (Non-Destructive Testing) Technicians
- Rotating Equipment Engineers
- Instrumentation & Controls Specialists
- Commissioning Engineers
Operations & Specialist Roles
- Offshore Surveyors
- Drilling Engineers
- Well Services Contractors
- Subsea Engineers
- Health & Safety Consultants
- Environmental & Compliance Specialists
I work offshore as an engineering consultant. Insure24 were the first broker who understood the offshore extensions I needed and got me compliant for my client’s contractor agreement within a day.
James P., Offshore ContractorFREQUENTLY ASKED QUESTIONS
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Do oil & gas contractors need specialist insurance?
Yes. The oil & gas sector involves hazardous environments, offshore risks and strict
contract requirements. Standard contractor insurance rarely provides sufficient cover.
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Can insurance cover offshore work?
Yes – but only when offshore extensions are specifically included. We arrange cover for rigs,
platforms, FPSOs, subsea work and remote environments.
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Do I need employers’ liability as a contractor?
If you operate as a limited company with employees or labour-only subcontractors, employers’
liability is a legal requirement. It is also often required for offshore access.
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Can I get insurance for international work?
Yes – many oil & gas contractors work overseas. We can include international cover, subject
to insurer approval and risk assessment.
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Can I pay monthly?
Yes – monthly instalments are available through premium finance (subject to status), which is
popular for contractors on rotating schedules.