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INSURANCE FOR GRAPHIC DESIGNERS & CREATIVE CONTRACTORS
Protect your creative work, reputation and client relationships
Designers face unique risks: intellectual property disputes, missed deadlines, rejected deliverables, and allegations of financial loss. Our contractor insurance ensures you’re protected.
Why Graphic Designers need Professional Indemnity Insurance
PI Insurance protects against financial loss claims when clients accuse you of errors, copyright infringement, or work not meeting expectations.
- Required for agency onboarding
- Protects against financial loss claims
- Covers mistakes in design deliverables
- Covers copyright & IP disputes
- Defends against client dissatisfaction
- Mandatory for many outside IR35 contracts
What Professional Indemnity covers for Graphic Designers
PI protects you when your design work, advice or creative assets cause financial loss.
Core PI cover includes
- Intellectual property & copyright issues
- Errors in design work or branding assets
- Missed deadlines causing financial loss
- Design rejected due to incorrect specifications
- Negligence & breach of professional duty
- Failure to follow a design brief
Optional extensions
- Cyber & data liability
- Contract dispute defence
- Public Liability
- Business equipment cover
- Website & digital asset protection
- Package cover for multi-role creatives
Common scenarios where Graphic Designers face claims
Creative risk examples
- Client alleges copyright infringement
- Incorrectly sized or formatted assets
- Brand identity delivered incorrectly
- Financial loss due to project delays
- Disputes over unsatisfactory visual output
- Incorrect printing specifications
Who needs this insurance?
- Graphic Designers
- Branding Consultants
- Digital Designers
- Web & UI Designers
- Print Designers
- Creative Agencies (contracting)
Insure24 got my PI cover in place same day — essential for my agency contract. Highly recommended.
Freelance Graphic Designer – Creative Agency SectorFREQUENTLY ASKED QUESTIONS
+>-Do Graphic Designers need Professional Indemnity Insurance?
Yes — PI protects against client claims linked to design errors, copyright issues and financial loss.
+>-What limit do Graphic Designers need?
Most designers choose £1m–£2m depending on project value and contract terms.
+>-Does PI cover copyright infringement?
Yes — misunderstanding or misusing licensed assets is a key PI claim area.
+>-Is PI required for outside IR35?
Yes — PI is commonly required for demonstrating independent business status.

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