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INSURANCE FOR FINANCE CONTRACTORS & INTERIM PROFESSIONALS
Protecting Finance Professionals Who Advise, Analyse & Control Risk
Finance contractors are trusted with forecasting, reporting, controls, project finance, transaction support and board-level insight. If numbers are wrong, assumptions are challenged or a project underperforms, clients may allege your work caused financial loss.
Finance Contractor Insurance from Insure24 is designed for accountants, finance analysts, financial controllers, interim FDs, risk and treasury specialists working on contract or consultancy bases. It helps protect you from professional negligence claims, contract disputes and liability exposures that arise from your advice and services.
SPEAK TO A FINANCE INSURANCE SPECIALISTGET A QUOTE NOW
What Does Finance Contractor Insurance Include?
Key covers typically required in finance, banking and corporate contract roles.
- Professional Indemnity (PI) – allegations of negligent advice or services
- Public Liability – injury or property damage at client premises
- Cyber Liability – data breaches, email compromise and cyber incidents
- Breach of Confidentiality & misuse of client financial information
- Unintentional Defamation in reports and communications
- Optional Fidelity / Crime extensions (subject to underwriting)
- Employers’ Liability – if you employ staff in your finance company
- Portable business equipment cover (laptops & devices)
Common Risks for Finance Contractors
Typical scenarios that can lead to claims, complaints or disputes.
- Errors in financial models, forecasts or business cases
- Misstated management information or KPI reporting
- Inadequate controls or oversight on finance projects
- Alleged failure to highlight risks or issues in time
- Confidential data emailed to the wrong recipient
- Disputes over scope, deliverables and responsibilities
- Clients alleging loss of profit or missed opportunities
Why Finance Contractors Choose Insure24
- Access to specialist PI markets for finance and advisory roles
- Policies that align with bank, corporate and consultancy requirements
- Suitable for outside IR35, inside IR35 and interim roles
- Fast documentation for onboarding and procurement portals
- Ability to combine PI, PL and Cyber into one package
- Support from brokers used to reviewing contract insurance clauses
How to Arrange Finance Contractor Insurance
- 1. Tell us your finance specialism (FP&A, reporting, projects, interim FD, etc.)
- 2. Share your turnover, day rate and typical client sectors
- 3. Confirm any specific PI or liability limits in your contracts
- 4. We approach specialist PI and cyber insurers for quotes
- 5. You choose the limits and options that best fit your risk
- 6. Documents issued promptly for HR, procurement and onboarding
SUITABLE FOR A WIDE RANGE OF FINANCE PROFESSIONALS
- Accountants & management accountants
- Financial analysts & FP&A specialists
- Interim financial controllers & finance directors
- Project and transformation finance leads
- Risk, treasury and corporate finance contractors
- Independent finance consultants and boutique firms
FREQUENTLY ASKED QUESTIONS
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Do finance contractors need Professional Indemnity insurance?
Yes. Most finance, banking and corporate clients require PI as standard, as your work can
directly affect financial decisions and reporting.
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What PI limit do finance contractors typically require?
Common limits range from £1m to £5m, but some contracts require higher limits. We can review
your contract wording and advise.
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Is this insurance suitable for outside IR35 roles?
Yes. Policies are suitable for limited company contractors and consultancy models working
outside IR35, as well as interim roles via agencies.
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Does the policy cover remote and hybrid working?
Yes. Finance contractor policies can cover work carried out on client premises, from home or
on a hybrid basis, subject to standard terms and territorial limits.
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Can I combine PI, Public Liability and Cyber in one package?
Yes. Many finance contractors opt for a combined policy for simplicity and to meet complex
client requirements efficiently.