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INSURANCE FOR CONSTRUCTION CONTRACTORS
Specialist Cover for the Construction Industry
Construction contractors face high-risk environments, strict safety requirements and demanding client expectations. Our insurance policies protect you against liability claims, on-site risks, accidents, damage, theft, and legal requirements under UK law.
What Construction Contractor Insurance Covers
- Public Liability for accidental damage or injury on-site
- Employers’ Liability for contractors and subcontractors
- Contract Works cover for building and installation projects
- Tools and equipment insurance for theft or accidental damage
- Professional Indemnity for design or advisory work (if applicable)
- Contractual cover required by principal contractors and developers
FREQUENTLY ASKED QUESTIONS
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Do construction contractors need Public Liability insurance?
Yes. Public Liability is essential for most construction work, as accidents or damage can occur on-site.
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Is Employers’ Liability required?
If you hire workers, apprentices, or subcontractors, Employers’ Liability insurance is legally required.
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Do I need Tools & Equipment insurance?
Tool theft is one of the most common claims in construction, so cover is highly recommended.